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Mutual Fund

Here are the top 5 best-performing SBI mutual funds to begin your systematic investment plan in 2025:

Fund Name Category AUM (cr) 5 Yrs Avg Returns
SBI Small Cap Fund Equity: Small Cap RS. 31,790 30.97%
SBI Contra Fund Equity: Contra Rs.  44,068 36.27%
SBI Long Term Equity Fund Equity: ELSS Rs.  28,506 30.44%
SBI Magnum Gilt Fund Debt: Gilt Rs. 11,954 6.84%
SBI Multi Asset Allocation Hybrid: Multi Asset Allocation Rs.  7,976 15.67%

*As on 16-05-2025

Here are the 5 best HDFC mutual fund for SIP in India for long-term benefits:

Fund Name Launch Date AUM (cr) 3 Yrs Returns 5 Yrs Returns
HDFC Flexi Cap Fund 01-01-1995 Rs.74,105 25.71% 32.78%
HDFC Mid Cap Opp Fund 25-06-2007 Rs.74,910 29.47% 35.04%
HDFC ELSS Tax Saver Fund 05-03-1996 Rs.16,232 25.02% 29.72%
HDFC Short Term Debt Fund 05-06-2010 Rs 15,030 8.23% 7.20%
HDFC Balanced Advantage Fund 01-02-1994 Rs.97,461 22.55% 28.12%

 

Open an account on ICICI Direct or the ICICI Prudential AMC website, complete KYC, select your fund and set up your SIP online.

Historical Return mode is based on past NAVs of the PPFAS mutual fund, whereas the Future Value Mode depends on estimated return rates. Our Parag Parikh SIP Calculator provides an estimate for both the modes.

Taking the help of the above SBI SIP calculator, if you invest Rs.5000 per month through the SBI SIP plan for 5 years, assuming an annual return rate of 12%, the future value will be Rs.4,12,432, in which the investment would be Rs.3,00,000 only.

Yes, you can easily adjust and pause your SIPs temporarily, allowing you to skip a few instalments before resuming investing without a break.

ICICI Prudential Bluechip Fund and ICICI Prudential Technology Fund are top performers for SIP investors in 2025.

Yes, you can invest Rs.10,000 monthly in an SBI SIP (Systematic investment plan). To note, there is no upper limit on the investment amount.

The minimum amount required to start SIP in most of the HDF mutual fund schemes is Rs.100 & Rs.500.

Visit the ICICI Prudential Mutual Fund website, choose a scheme, enter SIP details, complete OTP verification and submit to start.

In a Systematic Investment Plan (SIP), "Till cancellation" means that the investment will keep happening regularly, based on the frequency you choose, until you decide to stop it. The payments will continue automatically until you cancel the plan yourself.

Yes, ICICI SIPs are SEBI-regulated, reliable and ideal for disciplined, long-term wealth creation with regular investments.

ICICI SIPs have no fixed interest rate; the top funds historically give 10-15% annualised returns, depending on the scheme.

The Parag Parikh mutual funds use a value investing approach towards investments. Though the equity SIP has risks associated with the stock market, the PPFAS SIP Calculator comes in handy in setting practical return expectations.

Yes, starting an ICICI SIP with Rs 1,000 per month is allowed, making investing in mutual funds simple and accessible.