Taking the help of the above SBI SIP calculator, if you invest Rs.5000 per month through the SBI SIP plan for 5 years, assuming an annual return rate of 12%, the future value will be Rs.4,12,432, in which the investment would be Rs.3,00,000 only.
Yes, you can invest Rs.10,000 monthly in an SBI SIP (Systematic investment plan). To note, there is no upper limit on the investment amount.
Here are the top 5 best-performing SBI mutual funds to begin your systematic investment plan in 2025:
Fund Name | Category | AUM (cr) | 5 Yrs Avg Returns |
---|---|---|---|
SBI Small Cap Fund | Equity: Small Cap | RS. 31,790 | 30.97% |
SBI Contra Fund | Equity: Contra | Rs. 44,068 | 36.27% |
SBI Long Term Equity Fund | Equity: ELSS | Rs. 28,506 | 30.44% |
SBI Magnum Gilt Fund | Debt: Gilt | Rs. 11,954 | 6.84% |
SBI Multi Asset Allocation | Hybrid: Multi Asset Allocation | Rs. 7,976 | 15.67% |
*As on 16-05-2025
Yes, you can easily adjust and pause your SIPs temporarily, allowing you to skip a few instalments before resuming investing without a break.
The minimum amount required to start SIP in most of the HDF mutual fund schemes is Rs.100 & Rs.500.
In a Systematic Investment Plan (SIP), "Till cancellation" means that the investment will keep happening regularly, based on the frequency you choose, until you decide to stop it. The payments will continue automatically until you cancel the plan yourself.
Here are the 5 best HDFC mutual fund for SIP in India for long-term benefits:
Fund Name | Launch Date | AUM (cr) | 3 Yrs Returns | 5 Yrs Returns |
---|---|---|---|---|
HDFC Flexi Cap Fund | 01-01-1995 | Rs.74,105 | 25.71% | 32.78% |
HDFC Mid Cap Opp Fund | 25-06-2007 | Rs.74,910 | 29.47% | 35.04% |
HDFC ELSS Tax Saver Fund | 05-03-1996 | Rs.16,232 | 25.02% | 29.72% |
HDFC Short Term Debt Fund | 05-06-2010 | Rs 15,030 | 8.23% | 7.20% |
HDFC Balanced Advantage Fund | 01-02-1994 | Rs.97,461 | 22.55% | 28.12% |