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HDFC Retirement Savings Fund - Portfolio Analysis
- Solution Oriented
- Retirement Funds
- Very High
-
₹37.06
(-0.82%)
Current NAV 25-04-2025
-
6.56%
Returns
-
Min. SIP ₹100
Min. Investment ₹100
Fund Suitability Test
Asset Allocation (As on 31-Jan-2025)
Allocation of Equity and Debt Asset Classes.
- Equity 67.75%
- Debt 16.73%
- Others 15.52%
Market Cap Allocation Of Equity
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Large Cap | 45.43 |
| Small Cap | 18.24 |
| Mid Cap | 4.02 |
| Others | 0.06 |
Sector Allocation of Equity
Weightage of Portfolio Among Different Sectors.
Financial Services
Industrials
Consumer Cyclical
Technology
Healthcare
Consumer Defensive
Energy
Communication Services
Utilities
Basic Materials
Current Stocks Holdings of Equity
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 25-Apr-2025 |
Holdings | PE Ratio 25-Apr-2025 |
1Y Return |
|---|---|---|---|---|---|
| HDFC Bank Ltd | Large Cap | Financial Services (19.5) | 6.57% | 20.65 | 26.46% |
| ICICI Bank Ltd | Large Cap | Financial Services (19.5) | 5.65% | 19.61 | 26.19% |
| Reliance Industries Ltd | Large Cap | Energy (17.05) | 2.85% | 25.43 | -10.91% |
| Bharti Airtel Ltd | Large Cap | Communication Services (195.35) | 2.62% | 42.77 | 35.8% |
| Axis Bank Ltd | Large Cap | Financial Services (24.43) | 2.54% | 28.68 | 29.81% |
| Infosys Ltd | Large Cap | Technology (29.25) | 2.51% | 23.01 | 2.91% |
| State Bank of India | Large Cap | Financial Services (10.84) | 2.49% | 8.98 | -1.7% |
| Kotak Mahindra Bank Ltd | Large Cap | Financial Services (24.43) | 2.33% | 26.45 | -0.13% |
| Larsen & Toubro Ltd | Large Cap | Industrials (37.36) | 2.07% | 33.02 | -10.37% |
| Maruti Suzuki India Ltd | Large Cap | Consumer Cyclical (29.64) | 1.98% | 26.78 | 7.67% |
| HCL Technologies Ltd | Large Cap | Technology (29.25) | 1.95% | 24.65 | 5.03% |
| ITC Ltd | Large Cap | Consumer Defensive (24.68) | 1.73% | 24.94 | -2.35% |
| Cipla Ltd | Large Cap | Healthcare (47.76) | 1.43% | 24.63 | 8.25% |
| ICICI Lombard General Insurance Co Ltd | Mid Cap | Financial Services (39.91) | 1.2% | 0 | 8.8% |
| Bajaj Auto Ltd | Large Cap | Consumer Cyclical (34.47) | 1.14% | 29.78 | -8.05% |
| Power Grid Corp Of India Ltd | Large Cap | Utilities (29.71) | 1.04% | 18.33 | 4.49% |
| Mahindra & Mahindra Ltd | Large Cap | Consumer Cyclical (29.64) | 0.96% | 27.31 | 39.29% |
| United Spirits Ltd | Large Cap | Consumer Defensive (30.79) | 0.92% | 0 | 0% |
| The Anup Engineering Ltd | Small Cap | Industrials (92.65) | 0.91% | 0 | 65.89% |
| Hindustan Aeronautics Ltd Ordinary Shares | Large Cap | Industrials (48.45) | 0.89% | 32.31 | 5.03% |
| Vesuvius India Ltd | Small Cap | Industrials (38.32) | 0.83% | 0 | 6.18% |
| Max Financial Services Ltd | Mid Cap | Financial Services (20.21) | 0.83% | 168.36 | 15.87% |
| Wipro Ltd | Large Cap | Technology (29.25) | 0.8% | 19.2 | 4.47% |
| City Union Bank Ltd | Small Cap | Financial Services (19.5) | 0.78% | 0 | 12.86% |
| Suprajit Engineering Ltd | Small Cap | Consumer Cyclical (28.29) | 0.78% | 41.12 | -5.64% |
| Crompton Greaves Consumer Electricals Ltd | Small Cap | Consumer Cyclical (84.11) | 0.77% | 41.09 | 8.28% |
| Firstsource Solutions Ltd | Small Cap | Technology (55.42) | 0.76% | 42.59 | 60.77% |
| Aurobindo Pharma Ltd | Mid Cap | Healthcare (47.76) | 0.76% | 20.21 | 10.07% |
| Transport Corp of India Ltd | Small Cap | Industrials (26.78) | 0.75% | 21.87 | 28.53% |
| Alembic Pharmaceuticals Ltd | Small Cap | Healthcare (47.76) | 0.74% | 28.6 | -11.81% |
| Godrej Consumer Products Ltd | Large Cap | Consumer Defensive (57.07) | 0.72% | -236.86 | -17.18% |
| Voltamp Transformers Ltd | Small Cap | Industrials (29.71) | 0.7% | 0 | -29.9% |
| Hindustan Petroleum Corp Ltd | Mid Cap | Energy (17.05) | 0.69% | 13.4 | 15.89% |
| Gujarat State Petronet Ltd | Small Cap | Utilities (15.69) | 0.67% | 13.26 | 9.5% |
| Kalpataru Projects International Ltd | Small Cap | Industrials (29.71) | 0.61% | 30.68 | -20.21% |
| Tata Steel Ltd | Large Cap | Basic Materials (31.46) | 0.61% | 63.33 | -17.24% |
| CIE Automotive India Ltd | Small Cap | Consumer Cyclical (35.09) | 0.6% | 18.8 | -16.06% |
| Bajaj Electricals Ltd | Small Cap | Consumer Cyclical (45.38) | 0.59% | 61.62 | -40.78% |
| SBI Life Insurance Co Ltd | Large Cap | Financial Services (18.7) | 0.57% | 0 | -4.86% |
| SKF India Ltd | Small Cap | Industrials (45.59) | 0.57% | 43.01 | -3.49% |
| Gland Pharma Ltd | Small Cap | Healthcare (47.76) | 0.56% | 33.95 | -16.52% |
| Mahindra & Mahindra Financial Services Ltd | Mid Cap | Financial Services (32.98) | 0.55% | 14.45 | 2.7% |
| Redington Ltd | Small Cap | Technology (17.46) | 0.53% | 15.17 | 10.02% |
| Torrent Pharmaceuticals Ltd | Large Cap | Healthcare (47.76) | 0.53% | 58.89 | 20.34% |
| Bharat Electronics Ltd | Large Cap | Industrials (48.45) | 0.51% | 43.47 | 24.91% |
| Equitas Small Finance Bank Ltd Ordinary Shares | Small Cap | Financial Services (19.5) | 0.5% | 0 | -29.66% |
| Bayer CropScience Ltd | Small Cap | Basic Materials (34.6) | 0.49% | 30.9 | 31.77% |
| Goodyear India Ltd | Small Cap | Consumer Cyclical (26.28) | 0.49% | 0 | -25.18% |
| Sonata Software Ltd | Small Cap | Technology (29.25) | 0.48% | 22.09 | -50.08% |
| Lumax Industries Ltd | Small Cap | Consumer Cyclical (21.46) | 0.45% | 16.71 | -0.04% |
| Procter & Gamble Health Ltd | Small Cap | Healthcare (47.76) | 0.42% | 0 | 7.82% |
| Balrampur Chini Mills Ltd | Small Cap | Consumer Defensive (15.01) | 0.41% | 21.97 | 16.86% |
| Finolex Industries Ltd | Small Cap | Industrials (39.01) | 0.4% | 13.41 | -36.18% |
| Tamil Nadu Newsprint & Papers Ltd | Small Cap | Basic Materials (10.03) | 0.38% | 6.8 | 26.75% |
| Cyient Ltd | Small Cap | Industrials (33.45) | 0.38% | 22.79 | -36.46% |
| GNA Axles Ltd | Small Cap | Consumer Cyclical (30.28) | 0.37% | 13.58 | -18.38% |
| UTI Asset Management Co Ltd | Small Cap | Financial Services (35.47) | 0.37% | 17.03 | 13.35% |
| PVR INOX Ltd | Small Cap | Communication Services (16.76) | 0.35% | -34.05 | -30.13% |
| Mahindra Holidays & Resorts India Ltd | Small Cap | Consumer Cyclical (93.89) | 0.31% | 44.26 | -29.28% |
| Timken India Ltd | Small Cap | Industrials (42.1) | 0.28% | 0 | -20.56% |
| Rolex Rings Ltd | Small Cap | Industrials (31.88) | 0.23% | 0 | -31.28% |
| Popular Vehicles and Services Ltd | Small Cap | Consumer Cyclical | 0.23% | - | 0% |
| KEC International Ltd | Small Cap | Industrials (26.89) | 0.22% | 213.91 | 49.58% |
| OCCL Ltd | Small Cap | Basic Materials | 0.17% | - | 0% |
| Nilkamal Ltd | Small Cap | Consumer Cyclical (36.31) | 0.17% | 22.15 | -16.44% |
| ITC Hotels Ltd | Consumer Cyclical | 0.06% | - | 0% | |
| Oriental Carbon And Chemicals Ltd | Small Cap | Basic Materials (26.67) | 0% | 7.5 | -8.88% |
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View Stock InformationMarket Cap Allocation Of Debt
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Others | 16.73 |
Sector Allocation of Debt
Weightage of Portfolio Among Different Sectors.
Current Stocks Holdings of Debt
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 01-Jan-1970 |
Holdings | PE Ratio 01-Jan-1970 |
1Y Return |
|---|---|---|---|---|---|
| 7.26% Govt Stock 2032 | 1.99% | - | 0% | ||
| 6.1% Govt Stock 2031 | 1.94% | - | 0% | ||
| 7.18% Govt Stock 2037 | 1.66% | - | 0% | ||
| 7.18% Govt Stock 2033 | 1.66% | - | 0% | ||
| Power Finance Corporation Limited | 1.64% | - | 0% | ||
| Muthoot Finance Limited | 1.61% | - | 0% | ||
| 7.26% Govt Stock 2033 | 1.33% | - | 0% | ||
| State Bank Of India | 1.29% | - | 0% | ||
| Mahindra Rural Housing Finance Limited | 0.99% | - | 0% | ||
| 7.57% Govt Stock 2033 | 0.85% | - | 0% | ||
| Embassy Office Parks Reit | (21.84) | 0.84% | 16.76 | 2.67% | |
| 6.67% Govt Stock 2050 | 0.62% | - | 0% | ||
| Power Grid Corporation Of India Limited | 0.33% | - | 0% |
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View Stock InformationMarket Cap Allocation Of Others
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Others | 15.52 |
Sector Allocation of Others
Weightage of Portfolio Among Different Sectors.
Current Stocks Holdings of Others
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 01-Jan-1970 |
Holdings | PE Ratio 01-Jan-1970 |
1Y Return |
|---|---|---|---|---|---|
| Treps - Tri-Party Repo | 14.93% | - | 0% | ||
| Net Current Assets | 0.6% | - | 0% |
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Chat with usFrequently Asked Questions
What is Market cap allocation in the portfolio?
In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.
Top 5 holdings for HDFC Retirement Savings Fund ?
The top holdings of this fund are
How do I create a good mutual fund portfolio?
Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.
How to maintain a good portfolio?
Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.
What is sector allocation in the portfolio?
The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.
Top 5 Sector for HDFC Retirement Savings Fund ?
The major sectors of this fund are .
What is the ideal number of funds to have in a portfolio?
There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.
How does risk tolerance play a role in determining portfolio allocation?
Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.
