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HDFC Retirement Savings Fund - Portfolio Analysis
- Solution Oriented
- Retirement Funds
- Very High
-
₹37.99
(-0.39%)
Current NAV 19-12-2024
-
16.69%
Returns
-
Min. SIP ₹100
Min. Investment ₹100
Fund Suitability Test
Asset Allocation (As on 31-Oct-2024)
Allocation of Equity and Debt Asset Classes.
- Equity 72.32%
- Debt 15.58%
Market Cap Allocation Of Equity
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Large Cap | 44.64 |
| Small Cap | 21.18 |
| Mid Cap | 6.5 |
Sector Allocation of Equity
Weightage of Portfolio Among Different Sectors.
Banks
IT - Software
Pharmaceuticals & Biotechnology
Automobiles
Auto Components
Petroleum Products
Construction
Industrial Products
Telecom - Services
Insurance
Diversified FMCG
Consumer Durables
Commercial Services & Supplies
Aerospace & Defense
Industrial Manufacturing
Power
Beverages
Realty
Electrical Equipment
Personal Products
Transport Services
Healthcare Services
Gas
Ferrous Metals
Fertilizers & Agrochemicals
Agricultural Food & other Products
Finance
Entertainment
Capital Markets
IT - Services
Paper, Forest & Jute Products
Leisure Services
Chemicals & Petrochemicals
Current Stocks Holdings of Equity
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 07-Mar-2024 |
Holdings | PE Ratio 07-Mar-2024 |
1Y Return |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Large Cap | Banks (19.2) | 6.6% | 19.64 | 7.25% |
| ICICI Bank Ltd. | Large Cap | Banks (19.2) | 5.74% | 18.79 | 28.09% |
| Axis Bank Ltd. | Large Cap | Banks (24.43) | 2.94% | 28.68 | 29.81% |
| State Bank of India | Large Cap | Banks (11.39) | 2.6% | 10.16 | 28.04% |
| Bharti Airtel Ltd. | Large Cap | Telecom - Services (171.29) | 2.56% | 74.88 | 63.23% |
| Reliance Industries Ltd. | Large Cap | Petroleum Products (16.49) | 2.53% | 24.04 | -4.52% |
| Infosys Limited | Large Cap | IT - Software (39.54) | 2.31% | 29.67 | 25.39% |
| Larsen and Toubro Ltd. | Large Cap | Construction (43.69) | 2.07% | 37.75 | 6.16% |
| HCL Technologies Ltd. | Large Cap | IT - Software (39.54) | 1.96% | 30.96 | 33.34% |
| Kotak Mahindra Bank Limited | Large Cap | Banks (24.43) | 1.87% | 26.45 | -0.13% |
| ITC Ltd. | Large Cap | Diversified FMCG (28.71) | 1.86% | 28.34 | 3.24% |
| Cipla Ltd. | Large Cap | Pharmaceuticals & Biotechnology (48.78) | 1.48% | 26.56 | 19.21% |
| Maruti Suzuki India Limited | Large Cap | Automobiles (29.04) | 1.41% | 24.42 | 8.17% |
| Bajaj Auto Limited | Large Cap | Automobiles (34) | 1.25% | 33.32 | 38.24% |
| ICICI Lombard General Insurance Co | Mid Cap | Insurance (48.53) | 1.22% | 0 | 34.97% |
| The Anup Engineering Limited | Small Cap | Industrial Manufacturing (114.8) | 1.1% | 0 | 157.94% |
| Power Grid Corporation of India Ltd. | Large Cap | Power (31.35) | 1.09% | 18.66 | 38.75% |
| Mahindra & Mahindra Ltd. | Large Cap | Automobiles (29.04) | 1.04% | 30.59 | 77.09% |
| Vesuvius India Ltd. | Small Cap | Industrial Products (48.23) | 1% | 0 | 32.24% |
| Suprajit Engineering Ltd. | Small Cap | Auto Components (32.54) | 0.97% | 47.26 | 29.88% |
| Firstsource Solutions Ltd. | Small Cap | Commercial Services & Supplies (62.07) | 0.97% | 46.25 | 99.16% |
| Hindustan Aeronautics Limited | Large Cap | Aerospace & Defense (49.45) | 0.94% | 33.04 | 57.81% |
| Max Financial Services Ltd. | Mid Cap | Insurance (20.97) | 0.94% | 110.75 | 18.68% |
| United Spirits Limited | Large Cap | Beverages (30.79) | 0.92% | 0 | 0% |
| Aurobindo Pharma Ltd. | Mid Cap | Pharmaceuticals & Biotechnology (48.78) | 0.89% | 20.2 | 20.64% |
| Alembic Pharmaceuticals Limited | Small Cap | Pharmaceuticals & Biotechnology (48.78) | 0.89% | 31.82 | 37.78% |
| Embassy Office Parks REIT | Mid Cap | Realty (20.95) | 0.88% | 37.29 | 7.44% |
| Crompton Greaves Consumer Elec. Ltd. | Small Cap | Consumer Durables (96.2) | 0.87% | 50.09 | 31.19% |
| Voltamp Transformers Ltd. | Small Cap | Electrical Equipment (31.35) | 0.86% | 0 | 63.31% |
| Godrej Consumer Products Ltd. | Large Cap | Personal Products (60.34) | 0.81% | -296.1 | 2.13% |
| Torrent Pharmaceuticals Ltd. | Large Cap | Pharmaceuticals & Biotechnology (48.78) | 0.81% | 64.68 | 60.57% |
| City Union Bank Ltd. | Small Cap | Banks (19.2) | 0.78% | 0 | 13.73% |
| Transport Corporation of India Ltd. | Small Cap | Transport Services (25.83) | 0.75% | 22.3 | 37.47% |
| Gujarat State Petronet Ltd. | Small Cap | Gas (16.24) | 0.74% | 13.63 | 30.72% |
| Hindustan Petroleum Corp. Ltd. | Mid Cap | Petroleum Products (16.49) | 0.72% | 20.24 | 64.05% |
| Bajaj Electricals Ltd. | Small Cap | Consumer Durables (59.47) | 0.72% | 84.36 | -20.68% |
| SKF India Ltd. | Small Cap | Industrial Products (45.59) | 0.72% | 43.01 | -3.49% |
| Wipro Ltd. | Large Cap | IT - Software (39.54) | 0.7% | 27.27 | 41.77% |
| Tata Steel Ltd. | Large Cap | Ferrous Metals (30.27) | 0.66% | 60.06 | 8.37% |
| Bayer Cropscience Ltd | Small Cap | Fertilizers & Agrochemicals (34.6) | 0.63% | 30.9 | 31.77% |
| CIE Automotive India Ltd | Small Cap | Auto Components (43.72) | 0.63% | 21.79 | 0.31% |
| Kalpataru Projects International Ltd | Small Cap | Construction (31.35) | 0.61% | 41.82 | 101.62% |
| Gland Pharma Ltd. | Mid Cap | Pharmaceuticals & Biotechnology (48.78) | 0.6% | 42.04 | -2.56% |
| Finolex Industries Ltd. | Small Cap | Industrial Products (51.76) | 0.58% | 18.56 | 15.45% |
| Balrampur Chini Mills Ltd. | Small Cap | Agricultural Food & other Products (19.63) | 0.56% | 24.79 | 37.79% |
| Sonata Software Ltd. | Small Cap | IT - Software (39.54) | 0.54% | 63.69 | -16.64% |
| Goodyear India Ltd. | Small Cap | Auto Components (28.44) | 0.52% | 0 | -21.42% |
| Equitas Small Finance Bank Ltd | Small Cap | Banks (19.2) | 0.51% | 0 | -37.67% |
| Mahindra & Mahindra Financial Services Ltd. | Mid Cap | Finance (29.78) | 0.51% | 15.11 | -0.82% |
| Lumax Industries Ltd | Small Cap | Auto Components (26.92) | 0.5% | 18.23 | -0.49% |
| PVR LIMITED | Small Cap | Entertainment (35.53) | 0.5% | -44.17 | -20.9% |
| Bharat Electronics Ltd. | Large Cap | Aerospace & Defense (49.45) | 0.49% | 46.78 | 73.69% |
| Redington Ltd. | Small Cap | Commercial Services & Supplies (18.53) | 0.49% | 13.47 | 19.82% |
| UTI Asset Management Company Ltd | Small Cap | Capital Markets (41.53) | 0.47% | 18.72 | 45.63% |
| Cyient Ltd. | Small Cap | IT - Services (39.54) | 0.47% | 32.4 | -12.3% |
| Sanofi India Limited | Small Cap | Pharmaceuticals & Biotechnology (24.65) | 0.43% | 8.73 | 145.06% |
| Rolex Rings Limited | Small Cap | Auto Components (43.72) | 0.41% | 0 | -17.49% |
| GNA Axles Ltd. | Small Cap | Auto Components (37.66) | 0.41% | 18.3 | -1.36% |
| Tamilnadu Newsprint & Papers Ltd. | Small Cap | Paper, Forest & Jute Products (10.03) | 0.4% | 6.8 | 26.75% |
| Procter & Gamble Health Ltd. | Small Cap | Pharmaceuticals & Biotechnology (48.78) | 0.4% | 0 | 8.74% |
| Max Healthcare Institute Limited | Mid Cap | Healthcare Services (99.42) | 0.39% | 106.52 | 78.43% |
| KEC International Ltd. | Small Cap | Construction (26.89) | 0.37% | 213.91 | 49.58% |
| Global Health Limited | Mid Cap | Healthcare Services (99.42) | 0.35% | 60.65 | 19.8% |
| Mahindra Holidays & Resorts Ind Ltd. | Small Cap | Leisure Services (84.43) | 0.34% | 64.42 | -0.1% |
| Timken India Ltd. | Small Cap | Industrial Products (48.11) | 0.32% | 0 | 1.68% |
| Popular Vehicles and Services Limited | Small Cap | Automobiles | 0.26% | - | 0% |
| Nilkamal Ltd. | Small Cap | Consumer Durables (47.17) | 0.19% | 24.73 | -14.05% |
| OCCL Limited | Small Cap | Chemicals & Petrochemicals | 0.17% | - | 0% |
| Oriental Carbon & Chemicals Ltd. | Small Cap | Chemicals & Petrochemicals (32.14) | 0.1% | 8.32 | 20.52% |
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View Stock InformationMarket Cap Allocation Of Debt
Shows Distribution among Different Size Companies.
| Category | Allocation |
|---|---|
| Others | 15.58 |
Sector Allocation of Debt
Weightage of Portfolio Among Different Sectors.
Current Stocks Holdings of Debt
Information on Stock Holdings in Portfolio
| Stocks | Market Cap | Sectors (PE Ratio) 01-Jan-1970 |
Holdings | PE Ratio 01-Jan-1970 |
1Y Return |
|---|---|---|---|---|---|
| 7.26% GOI MAT 220832 | 1.95% | - | 0% | ||
| 6.1% GOI MAT 120731 | 1.89% | - | 0% | ||
| 7.18% GOI MAT 240737 | 1.62% | - | 0% | ||
| 7.18% GOI MAT 140833 | 1.62% | - | 0% | ||
| Power Finance Corporation Ltd. | 1.61% | - | 0% | ||
| Muthoot Finance Ltd. | 1.59% | - | 0% | ||
| 7.26% GOI MAT 060233 | 1.3% | - | 0% | ||
| State Bank of India (Tier 2 - Basel III) | 1.27% | - | 0% | ||
| Mahindra Rural Housing Finance Ltd | 0.97% | - | 0% | ||
| 7.57% GOI MAT 170633 | 0.83% | - | 0% | ||
| 6.67% GOI MAT 171250 | 0.61% | - | 0% | ||
| Power Grid Corporation of India Ltd. | 0.32% | - | 0% |
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Chat with usFrequently Asked Questions
What is Market cap allocation in the portfolio?
In mutual funds, "market cap allocation" means how assets of the fund are divided among various market capitalizations, which are based on the total market value of the outstanding shares of stock of a company. Market capitalization falls into three major categories: Large-cap, Mid-cap, Small-cap funds.
Top 5 holdings for HDFC Retirement Savings Fund ?
The top holdings of this fund are
How do I create a good mutual fund portfolio?
Building a good portfolio requires proper research and knowing about goals that need to be achieved. Set a boundary for your risk capacity, study about different funds and look at its past performance. Balance portfolio according to set goals and stay informed.
How to maintain a good portfolio?
Timely monitoring of the portfolio keeps us aware of the changes in the ongoing market trends. It helps in making plans for any policy change.
What is sector allocation in the portfolio?
The distribution of assets among various economic sectors is referred to as sector allocation in a portfolio. These sectors include technology, healthcare, financial, energy, and many others.
Top 5 Sector for HDFC Retirement Savings Fund ?
The major sectors of this fund are .
What is the ideal number of funds to have in a portfolio?
There is no ideal number, but it is always advisable to keep 4-5 funds in the portfolio as it can be easy to manage them and correct decisions can be taken according to it. Diversification is the key to manage and balance your portfolio for smooth growth.
How does risk tolerance play a role in determining portfolio allocation?
Risk tolerance is an important factor in maintaining portfolio allocation. With the correct mix of assets, the value of investments can improve significantly.