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UTI

UTI Mutual Fund

Check list of all schemes, latest NAV, Returns and other important information

  • Total Funds 70
  • Average annual returns 4.83%

About UTI Mutual Fund

Unit Trust of India (UTI) is the oldest asset management company (AMC) in India. UTI existed since 1980 under the banner of the Unit Trust of India, it currently ranks 7th among all mutual fund companies in India. Mr. Vetri Subramaniam serves as the key fund manager and Chief Investment Officer (Equity). UTI Mutual Fund manages a total of 91 schemes, including 33 equity schemes, 34 debt schemes, and 10 hybrid schemes. UTI master share fund is the oldest running fund started in 1986.

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Top Performing UTI Mutual Fund in India for High Returns

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  • Historic Returns
  • Investment Returns
  • Monthly
  • Quarterly
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  • Point to Point Return

Data in this table : Get historical returns. If 1Y column is 10% that means, fund has given 10% returns in last 1 year.

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Fund Name AUM (Cr.) Fund Age 1W 1M 3M 6M YTD 1Y 2Y 3Y 5Y 10Y
1150.43 19 years -1.01% 8.1% -7.87% -7.62% -8.68% 20.07% 37.49% 19.76% 28.48% 10.69% Invest
9605.67 19 years 0.24% 5.84% -4.65% -12.06% -4.39% 15.09% 27.01% 17.04% 27.22% 12.39% Invest
1127.8 19 years 1.34% 8.75% 2.05% -3.38% 2.52% 14.73% 22.07% 16.96% 23.29% 10.4% Invest
3959.48 19 years 0.17% 6.32% -5.19% -13.21% -5.2% 13.56% 28.32% 16.14% 27.04% 13.14% Invest
4351.22 4 years -0.83% 7.29% -13.88% -14.36% -14.67% 12.8% 26.32% 15.5% - - Invest
4046.69 19 years -0.36% 6.2% -6.82% -12.76% -6.73% 12.29% 30.1% 19.91% 31.18% 12.77% Invest
25096.33 19 years 0.08% 5% -5.49% -10.72% -5.88% 11.11% 18.14% 7.93% 20.62% 11.53% Invest
5956.36 25 years -0.06% 4.45% -3.91% -8.18% -3.77% 10.73% 22.6% 15.81% 24.38% 11.71% Invest
1632.94 21 years 0.55% 2.63% 0.93% -0.47% 0.91% 10.22% 12.45% 9.11% 12.25% 8.12% Invest
2921.21 1 years 0.59% 4.23% - -3.28% 0.1% 9.24% - - - - Invest
647.81 23 years 0.6% 2.29% 3.08% 3.58% 2.92% 8.76% 8.44% 7.28% 6.05% 7.46% Invest
663.24 1 months 0.6% 2.29% 3.07% 3.58% 2.92% 8.76% 8.44% 7.28% 6.05% 7.46% Invest
244.45 2 years 0.28% 7.41% -9.42% -14.96% -10.15% 8.62% 20.95% - - - Invest
5078.64 16 years 0.27% 4.42% -2.2% -6.38% -2.6% 8.59% 24.42% 16.91% 19.07% 9.59% Invest
315.98 26 years 0.65% 1.65% 2.61% 3.64% 2.5% 8.43% 7.91% 9.23% 8.85% 5.61% Invest
4778.69 6 years 0.55% 1.26% 2.46% 3.98% 2.34% 8.24% 7.88% 6.56% 6.47% - Invest
533.96 14 years 0.61% 1.57% 2.52% 3.5% 2.39% 8.11% 7.88% 9.23% 9.1% 6.8% Invest
302.33 12 years 0.27% 0.8% 2.02% 3.64% 1.95% 7.97% 7.55% 6.43% 7.28% 3.02% Invest
39.35 10 years 0.4% 1.13% 2.31% 3.64% 2.21% 7.9% 7.48% 6.07% 5.62% - Invest
3642.98 19 years 0.63% 6.16% -5.75% -13.8% -5.48% 7.89% 20.66% 11.32% 22.87% 11.4% Invest
Fund Name AUM (Cr.) Risk 1W 1M 3M 6M YTD 1Y 2Y 3Y 5Y 10Y
Fund Name Mar-2025 Mar-2025 Feb-2025 Jan-2025 Dec-2024 Nov-2024 Oct-2024 Sep-2024 Aug-2024 Jul-2024 Jun-2024 May-2024
Fund Name 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2
Fund Name 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
Fund Name AUM (Cr.) Risk 1W 1M 3M 6M YTD 1Y 2Y 3Y 5Y 10Y
Fund Name AUM (Cr.) Initial NAV Final NAV NAV Change Absolute Ret. Annalized Ret.
Fund Name AUM (Cr.) Risk 6M 1Y 2Y 3Y 5Y 10Y From Launch
1150.43 Very High
-4.53%
4.93%
24.02%
26.22%
20.34%
16.61%
15.44%
Invest
9605.67 Very High
-4.37%
-5.13%
14.92%
18.18%
18.95%
15.82%
14.3%
Invest
1127.8 Very High
2.54%
7.12%
14.14%
16.36%
17.08%
11.98%
12.61%
Invest
3959.48 Very High
-5.2%
-7.45%
15.03%
19.29%
19.39%
15.98%
14.08%
Invest
4351.22 Very High
-10.58%
-13.4%
8.43%
14.72%
-
-
16.27%
Invest
4046.69 Very High
-5.39%
-7.49%
14.76%
20.01%
21.77%
16.39%
11.78%
Invest
25096.33 Very High
-4.41%
-4.09%
8.23%
10.13%
11.09%
12.69%
13.48%
Invest
5956.36 Very High
-2.84%
-2.54%
12.21%
15.8%
17.32%
13.83%
12.18%
Invest
1632.94 Moderately High
0.98%
5.42%
9.75%
10.24%
10.09%
8.68%
9.13%
Invest
2921.21 Very High
0.25%
3.02%
-
-
-
-
8.56%
Invest
647.81 Moderate
2.95%
9.32%
8.88%
8.39%
6.75%
7.11%
7.87%
Invest
663.24 Moderate
2.95%
9.32%
8.88%
8.39%
6.75%
7.11%
7.86%
Invest
244.45 Very High
-8.54%
-15.35%
5.55%
-
-
-
10.45%
Invest
5078.64 Very High
-1.73%
-1.26%
14.46%
18.22%
16.39%
12.25%
10.68%
Invest
315.98 Moderate
2.63%
8.89%
8.26%
8.03%
8.54%
6.07%
6.91%
Invest
4778.69 Low to Moderate
2.6%
8.68%
8.12%
7.71%
6.58%
-
6.82%
Invest
533.96 Moderate
2.53%
8.62%
8.27%
7.91%
8.66%
7.04%
7.41%
Invest
302.33 Moderately High
2.2%
8.18%
7.76%
7.44%
8.31%
3.32%
3.49%
Invest
39.35 Moderate
2.46%
8.33%
7.74%
7.37%
6.41%
-
5.56%
Invest
3642.98 Very High
-4.8%
-9.39%
7.79%
11.65%
13.77%
13.1%
12%
Invest
Fund Name Risk Standard Deviation Alpha Beta Sharpe Ratio
Very High
16.371%
0.84%
0.958%
0.731%
Invest
Very High
12.09%
2.73%
0.94%
0.65%
Invest
Very High
14.251%
3.729%
0.915%
0.511%
Invest
Very High
13.05%
2.37%
0.96%
0.6%
Invest
Very High
15.798%
-
0.797%
0.643%
Invest
Very High
12.33%
3.15%
0.93%
0.82%
Invest
Very High
14.334%
-
0.9%
0.03%
Invest
Very High
9.01%
4.59%
1.05%
0.8%
Invest
Moderately High
4.158%
0.778%
1.159%
0.455%
Invest
Very High
-
-
-
-
Invest
Moderate
1.924%
-
0.637%
-
Invest
Moderate
1.924%
-
0.637%
-
Invest
Very High
-
-
-
-
Invest
Very High
8.04%
6.1%
0.94%
0.96%
Invest
Moderate
4.312%
2.074%
-
0.478%
Invest
Low to Moderate
1.041%
-
0.838%
-
Invest
Moderate
4.308%
2.065%
-
0.478%
Invest
Moderately High
0.979%
-
0.715%
-
Invest
Moderate
1.436%
-
1.21%
-
Invest
Very High
12.37%
-
0.94%
0.26%
Invest
Fund Name Min SIP Min Lumpsum Expense Ratio Fund Manager Launch Date
₹500
₹5000
2.22%
Kamal Gada
30-Jul 2005
Invest
₹500
₹5000
1.82%
Amit Kumar Premchandani
20-Jul 2005
Invest
₹500
₹5000
2.22%
Preethi R S
01-Aug 2005
Invest
₹500
₹5000
1.99%
Amit Kumar Premchandani
15-May 2005
Invest
₹500
₹5000
1.9%
Ankit Agarwal
22-Dec 2020
Invest
₹500
₹5000
1.9%
V Srivatsa
30-Jul 2005
Invest
₹500
₹5000
1.69%
Ajay Tyagi
01-Aug 2005
Invest
₹500
₹1000
1.89%
V Srivatsa
25-Mar 2000
Invest
₹500
₹5000
1.81%
Amit Kumar Premchandani
16-Dec 2003
Invest
₹500
₹5000
1.96%
Anurag Mittal
10-Aug 2023
Invest
₹500
₹500
0.92%
Sudhir Agrawal
14-Jan 2002
Invest
₹500
₹5000
0.93%
Sudhir Agrawal
14-Feb 2025
Invest
₹500
₹1000
0.88%
Sharwan Kumar Goyal
11-Apr 2022
Invest
₹500
₹5000
1.77%
Sunil Madhukar Patil
17-Dec 2008
Invest
₹500
₹500
1.61%
Sunil Madhukar Patil
18-Jul 1998
Invest
₹500
₹500
0.59%
Anurag Mittal
08-Aug 2018
Invest
₹500
₹500
1.53%
Sudhir Agrawal
24-Jun 2010
Invest
₹500
₹500
1.68%
Ritesh Nambiar
19-Nov 2012
Invest
₹500
₹500
1.49%
Ritesh Nambiar
31-Mar 2015
Invest
₹500
₹500
1.9%
Vishal Chopda
30-Jul 2005
Invest
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  • Invested Amount
  • Estimated Returns

  • Invested Amount ₹43,855
  • Interest Earned ₹6,145

Comparison of Top UTI Mutual Fund

Investing Strategy

It focuses on selecting high-quality firms that are likely to grow rapidly in the future and are cheaply priced. It analyzes each company separately, starting from the ground up. The goal is to invest in firms that are not just financially sound but also capable of self-sustaining and growing.

Fund Management Team

Mr. Vetri Subramaniam (CIO of equity)

Vetri Subramaniam currently serves as the Chief Investment Officer at UTI Asset Management Company Ltd. He initially joined UTI AMC as the Head of Equity in January 2017 and later took on the role of Chief Investment Officer in August 2021. With a career spanning over 30 years, Vetri brings extensive experience to his leadership position in the asset management industry.

List of All Fund Managers

 List of All Fund Managers UTI Mutual Fund

Top 5 UTI Mutual Funds 

 Top 5 UTI Mutual Funds

History of UTI Mutual Fund

On December 9, 2002, UTI fund house was chosen to be the company responsible for managing the investments of this Fund house. This decision was outlined in the Investment Management Agreement between UTI Trustee Co. Ltd. and this AMC. UTI Mutual Fund, a Trust under the Indian Trust Act, 1882 registered with SEBI on January 14, 2003. This fund house is a leader in the local market. In 1971, it made history by introducing the first Unit Linked Insurance Plan (ULIP), providing life and accident cover. Another significant achievement came in 1986 when this Mutual Fund house launched the 'India Fund,' It was India's first fund invested in foreign markets.

  • UTI MF distinguishes with a unique investing style.
  • The fund house has 146 branches nationwide.
  • This AMC has a wide range of varieties of Funds
  • UTI AMC's philosophy is Quality, Growth, and Valuation.
  • This AMC is top-performing in their respective category

How to Select the Best UTI Mutual Fund?

Choose the best UTI mutual fund schemes while following these steps:

  • Set realistic goals for your investments and plan accordingly.
  • Assess your risk tolerance, establish limits for your investments.
  • Diversify your portfolio across multiple industries to mitigate risk.
  • Educate about the fund's investment philosophy track record.
  • Monitor investments and make adjustments when necessary.
  • Consult a financial professional to help you handle market risks.

In summary, set specific goals and plans, and utilize an SIP calculator for estimating future profits from your investment.

How to Invest in UTI Mutual Funds with mysiponline?

Investing in Top UTI Mutual Funds is made convenient through mysiponline, offering a hassle-free approach:

  • Visit mysiponline.com, choose from the top UTI fund schemes
  • Register a free account, profile details, and proceed to select fund.
  • Quick, paperless KYC needs PAN, Aadhar, Signature, Bank proof.
  • Add preferred funds to your cart based on your risk appetite.
  • Finalize payment and await confirmation of your investment.
  • Keep track of investments via your mysiponline.com account.

In summary, Online SIP provides hassle-free mutual fund investing with a user-friendly interface and simple administration choices.

Taxation of UTI Mutual fund?

The taxation of UTI Mutual Fund depends on which category they fall under equity or debt:

Equity-Oriented Mutual Funds

Short-term Capital Gains (STCG): Taxed at a flat rate of 15% if units are sold within one year of purchase.

Long-term Capital Gains (LTCG): Gains exceeding Rs. 1 lakh in a financial year are taxed at 10% without indexation if units are sold after one year.

Debt-Oriented Mutual Funds

Short-term Capital Gains (STCG): Taxed according to the investor's income tax slab rate if units are sold within three years of purchase.

Long-term Capital Gains (LTCG): Taxed at a rate of 20% with the benefit of indexation if units are sold after three years.

Frequently Asked Questions

How to invest in UTI Mutual Funds ?
Investment in any scheme of UTI Mutual Fund can be started after completing the profile at MySIPonline by entering the basic details of the investor. New investors also need to complete the KYC to start investing.
What are the available dates for UTI MF SIP Investment Online?
The available dates for SIP in UTI Mutual Funds are 1st, 7th, 15th, and 25th day of every month.
Can I add more than one account holder to a particular folio?
No. Mutual funds in India do not allow more than one account holders of a single account. However, a nominee can be appointed for any folio.
How often is NAV declared?
NAV of a mutual fund is declared on every working day, at or before 9 PM.
Is there a lock-in period on investment in UTI Mutual Fund?
Apart from the tax saving UTI scheme and solution-oriented scheme, there is no lock-in period on the investments. However, the AMC charges different exit load for different schemes for withdrawals done within 1 year of investment.
How To increase or decrease the SIP amount in UTI Mutual Fund Schemes?
The SIP amount can be increased whenever the investor wants by filling the ‘increase SIP’ form. The SIP amount cannot be decreased directly, to decrease the amount, investors can stop the SIP and start a new one with a lesser amount.
What happens to the units in case of death of the investor?
If the investor dies during the investment period of the mutual fund, the units are transferred to the nominee after certain documentation.

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