Banking and PSU Mutual Funds

Find here some best Banking and PSU fund to invest

Annual Returns 6.92%
Average Risk Low
Total Funds 35

What is Banking and PSU Mutual Fund?

Banking and PSU funds are a great opportunity for investors who are willing to make investment in such sectors. Under these schemes, a minimum of 80% of the total assets are invested in the debt instruments of banks, public financial institutions, and public sector undertakings. The risk involved in such schemes is usually moderate on the principal amount invested. Therefore, it is suggested that the investors incline their money in it only after understanding well, their portfolio requirements.

Join 50,000+ Investors Who Tested Their Suitability

Are Banking and PSU Funds Suitable for You?

Take Suitability Test Now!

Suitability Test?

Check Suitability of Banking and PSU Funds for your Portfolio

What is your investing style?

Aggressive
Quality
Conservative

Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option 3Y Returns 5.83% VS

LIC MF Banking & PSU Fund-Regular Plan-Growth 3Y Returns 5.73%

Axis Banking & PSU Debt Fund - Regular Plan - Growth option 3Y Returns 5.88% VS

LIC MF Banking & PSU Fund-Regular Plan-Growth 3Y Returns 5.73%

ICICI Prudential Banking and PSU Debt Fund - Growth 3Y Returns 6.3% VS

UTI Banking & PSU Fund- Regular Plan - Growth Option 3Y Returns 8.13%

Sundaram Banking and PSU Debt Fund Regular Plan - Growth 3Y Returns 5.82% VS

LIC MF Banking & PSU Fund-Regular Plan-Growth 3Y Returns 5.73%

Banking and PSU Funds Return Calculator

What you would like to Calculate?

Historical Returns

Future Value

Select Fund

Select Investment Type

SIP

Lumpsum

SIP amount (Monthly)

Tenure

Lumpsum amount

Tenure

Invested Amt.

Net Profit

Total Wealth

Scheme Return Analysis Start SIP

Select Investment Type

SIP

Lumpsum

Target Amount

SIP amount (Monthly)

Tenure (Years)

Annual Returns

Lumpsum Amount

Tenure(Years)

Annual Returns

Target Amount

Tenure (Years)

Annual Returns

Invested Amount
Estimated Returns

Invested Amount ₹43,855
Interest Earned ₹6,145

Explore Other Popular Calculators

SWP Calculator STP Calculator TAX Planning Calculator SIP Planner Retirement Calculator Child Future Calculator

View All Calculators

Frequently Asked Questions

Who should invest in Banking and PSU Mutual Funds?

Banking and PSU funds are suitable for the investors who can digest high risk in search for higher returns. Moreover, these funds are not suitable for the investors who are stepping in the finance market with a short term investment perspective as they might end up delivering negative returns.

What is the minimum investment required for investing in Banking and PSU funds?

The minimum investment depends from one scheme to another. In general, for lumpsum investment the minimum investment can range from Rs. 500 to Rs. 5000. Whereas, in case of SIP, the range may vary between Rs. 500 to Rs. 1000. For authentic information, never forget to check the scheme related documents.

What is the investment philosophy followed by Banking and PSU companies?

The fund manager of Banking and PSU fund targets the best small sized companies having the potential to generate excellent gains in the future. Such companies do not have much resources as the large cap or mid cap companies but have high potential to outperform many big companies.

Why to invest in Banking and PSU funds?

Banking and PSU funds have more tendency of providing exceptional returns than the other categories of funds. Moreover, they can also be a suitable option for providing diversification to your portfolio.

How risky are Banking and PSU funds?

Banking and PSU funds are one of the riskiest mutual funds. But at the same time rewards are also high. Therefore, an investor who is willing to expose his corpus towards risk for fetching higher returns should invest in Banking and PSU funds.

Are Banking and PSU Funds for long term investment?

Yes, Banking and PSU funds are a suitable choice for generating long term capital appreciation. Moreover, in short term these funds can cause double digit losses to the investors. Thus, always maintain a long term investment perspective while investing in Banking and PSU mutual funds.

What is the benchmark of Banking and PSU Fund?

Benchmark is a standard with which a mutual fund competes in terms of growth & performance. Different Banking and PSU funds have different benchmark. Thus, read the mutual fund document carefully to know the benchmark.

What are the taxes applied on Banking and PSU Mutual Funds?

Banking and PSU funds are eligible for two types of taxes- STCG (Short Term Capital Gain) and LTCG (Long Term Capital Gain). STCG is the capital gain generated on the units which are hold for up to 1 year. The STCG tax imposed by the Government of India is 15%. LTCG is the profit generated on the units which are hold for more than one years. The LTCG levied is 10% for the profit above Rs. 1 Lakh.

Explore Other Categories

Park Your Savings

Better than FDs

Debt for Long Term

Others

DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	Lumpsum 3Y P.a 6.13%	SIP 3Y P.a. 7.47%	Return Vs Category High	Risk Vs Category Above Average	Invest
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option Debt	Lumpsum 3Y P.a 5.56%	SIP 3Y P.a. 7.15%	Return Vs Category Low	Risk Vs Category Above Average	Invest
INVESCO INDIA BANKING AND PSU FUND - Growth Option Debt	Lumpsum 3Y P.a 4.89%	SIP 3Y P.a. 6.92%	Return Vs Category Low	Risk Vs Category Above Average	Invest
Kotak Banking and PSU Debt - Growth Debt	Lumpsum 3Y P.a 6.01%	SIP 3Y P.a. 7.19%	Return Vs Category Medium	Risk Vs Category Above Average	Invest
Sundaram Banking and PSU Debt Fund Regular Plan - Growth Debt	Lumpsum 3Y P.a 5.82%	SIP 3Y P.a. 7.1%	Return Vs Category Low	Risk Vs Category Above Average	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	Lumpsum 3Y P.a 6.04%	SIP 3Y P.a. 7.12%	Return Vs Category Medium	Risk Vs Category Above Average	Invest
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option Debt	Lumpsum 3Y P.a 5.83%	SIP 3Y P.a. 7.03%	Return Vs Category Low	Risk Vs Category Above Average	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	Lumpsum 3Y P.a 5.87%	SIP 3Y P.a. 7.06%	Return Vs Category Low	Risk Vs Category Above Average	Invest
Mirae Asset Banking and PSU Fund Regular Growth Plan Debt	Lumpsum 3Y P.a 5.53%	SIP 3Y P.a. 6.76%	Return Vs Category Low	Risk Vs Category Above Average	Invest
BAJAJ FINSERV BANKING AND PSU FUND REGULAR PLAN GROWTH Debt	Lumpsum 3Y P.a -	SIP 3Y P.a. -	Return Vs Category Low	Risk Vs Category Above Average	Invest

DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	1 Week 0.15%	1 Month 0.73%	3 Months 1.84%	6 Months 4.57%	1 Year 8.91%	Invest
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option Debt	1 Week -0.09%	1 Month 0.63%	3 Months 1.75%	6 Months 4.3%	1 Year 8.41%	Invest
INVESCO INDIA BANKING AND PSU FUND - Growth Option Debt	1 Week 0.04%	1 Month 0.68%	3 Months 1.7%	6 Months 4.16%	1 Year 8.36%	Invest
Kotak Banking and PSU Debt - Growth Debt	1 Week 0.06%	1 Month 0.67%	3 Months 1.78%	6 Months 4.25%	1 Year 8.18%	Invest
Sundaram Banking and PSU Debt Fund Regular Plan - Growth Debt	1 Week 0.05%	1 Month 0.68%	3 Months 1.76%	6 Months 4.23%	1 Year 8.11%	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	1 Week 0.08%	1 Month 0.69%	3 Months 1.82%	6 Months 4.16%	1 Year 8.01%	Invest
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option Debt	1 Week 0.06%	1 Month 0.7%	3 Months 1.69%	6 Months 4.1%	1 Year 7.98%	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	1 Week 0.08%	1 Month 0.67%	3 Months 1.79%	6 Months 4.1%	1 Year 7.97%	Invest
Mirae Asset Banking and PSU Fund Regular Growth Plan Debt	1 Week 0.08%	1 Month 0.79%	3 Months 1.81%	6 Months 4%	1 Year 7.94%	Invest
BAJAJ FINSERV BANKING AND PSU FUND REGULAR PLAN GROWTH Debt	1 Week -	1 Month 0.66%	3 Months 1.75%	6 Months 4.19%	1 Year 7.94%	Invest

DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	2 Years 7.7%	3 Years 6.13%	5 Years 6.52%	Annual Rt 7.68%	Invest
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option Debt	2 Years 7.29%	3 Years 5.56%	5 Years 7.14%	Annual Rt 7.12%	Invest
INVESCO INDIA BANKING AND PSU FUND - Growth Option Debt	2 Years 7.31%	3 Years 4.89%	5 Years 5.66%	Annual Rt 6.63%	Invest
Kotak Banking and PSU Debt - Growth Debt	2 Years 7.35%	3 Years 6.01%	5 Years 6.62%	Annual Rt 7.3%	Invest
Sundaram Banking and PSU Debt Fund Regular Plan - Growth Debt	2 Years 7.38%	3 Years 5.82%	5 Years 5.68%	Annual Rt 7.33%	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	2 Years 7.36%	3 Years 6.04%	5 Years 6.6%	Annual Rt 7.83%	Invest
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option Debt	2 Years 7.32%	3 Years 5.83%	5 Years 6.53%	Annual Rt 7.37%	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	2 Years 7.35%	3 Years 5.87%	5 Years 6.47%	Annual Rt 7.61%	Invest
Mirae Asset Banking and PSU Fund Regular Growth Plan Debt	2 Years 7.07%	3 Years 5.53%	5 Years -	Annual Rt 4.99%	Invest
BAJAJ FINSERV BANKING AND PSU FUND REGULAR PLAN GROWTH Debt	2 Years -	3 Years -	5 Years -	Annual Rt 6.37%	Invest

DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
INVESCO INDIA BANKING AND PSU FUND - Growth Option Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
Kotak Banking and PSU Debt - Growth Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
Sundaram Banking and PSU Debt Fund Regular Plan - Growth Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
Mirae Asset Banking and PSU Fund Regular Growth Plan Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
BAJAJ FINSERV BANKING AND PSU FUND REGULAR PLAN GROWTH Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest

DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
INVESCO INDIA BANKING AND PSU FUND - Growth Option Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
Kotak Banking and PSU Debt - Growth Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
Sundaram Banking and PSU Debt Fund Regular Plan - Growth Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
Mirae Asset Banking and PSU Fund Regular Growth Plan Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
BAJAJ FINSERV BANKING AND PSU FUND REGULAR PLAN GROWTH Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest

Banking and PSU Mutual Funds

Find here some best Banking and PSU fund to invest

What is Banking and PSU Mutual Fund?

Top Performing Banking and PSU in India for High Returns

Comparison of Top Banking and PSU Funds

Banking and PSU Funds Return Calculator

Explore Other Categories

Top Videos and Blogs on Banking and PSU Mutual Funds

DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
INVESCO INDIA BANKING AND PSU FUND - Growth Option Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
Kotak Banking and PSU Debt - Growth Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
Sundaram Banking and PSU Debt Fund Regular Plan - Growth Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
Mirae Asset Banking and PSU Fund Regular Growth Plan Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
BAJAJ FINSERV BANKING AND PSU FUND REGULAR PLAN GROWTH Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest

DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	Min SIP ₹100	Min Lumpsum ₹100	Expense Ratio 0.56%	Fund Manager Karan Mundhra	Launch Date 14-Sep 2013	Invest
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option Debt	Min SIP ₹100	Min Lumpsum ₹100	Expense Ratio 0.7%	Fund Manager Dhawal Dalal	Launch Date 13-Sep 2013	Invest
INVESCO INDIA BANKING AND PSU FUND - Growth Option Debt	Min SIP ₹1000	Min Lumpsum ₹1000	Expense Ratio 0.63%	Fund Manager Krishna Venkat Cheemalapati	Launch Date 29-Dec 2012	Invest
Kotak Banking and PSU Debt - Growth Debt	Min SIP ₹100	Min Lumpsum ₹100	Expense Ratio 0.75%	Fund Manager Deepak Agrawal	Launch Date 29-Dec 1998	Invest
Sundaram Banking and PSU Debt Fund Regular Plan - Growth Debt	Min SIP ₹250	Min Lumpsum ₹5000	Expense Ratio 0.41%	Fund Manager Dwijendra Srivastava	Launch Date 30-Dec 2004	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	Min SIP ₹1000	Min Lumpsum ₹1000	Expense Ratio 0.73%	Fund Manager Kaustubh Gupta	Launch Date 02-May 2008	Invest
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option Debt	Min SIP ₹100	Min Lumpsum ₹5000	Expense Ratio 0.76%	Fund Manager Vivek Sharma	Launch Date 15-May 2015	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	Min SIP ₹100	Min Lumpsum ₹100	Expense Ratio 0.79%	Fund Manager Anil Bamboli	Launch Date 26-Mar 2014	Invest
Mirae Asset Banking and PSU Fund Regular Growth Plan Debt	Min SIP ₹1000	Min Lumpsum ₹5000	Expense Ratio 0.81%	Fund Manager Kruti Chheta	Launch Date 24-Jul 2020	Invest
BAJAJ FINSERV BANKING AND PSU FUND REGULAR PLAN GROWTH Debt	Min SIP ₹1000	Min Lumpsum ₹1000	Expense Ratio 0.89%	Fund Manager Nimesh Chandan	Launch Date 13-Nov 2023	Invest