Banking and PSU Mutual Funds

Find here some best Banking and PSU fund to invest

Annual Returns 6.91%
Average Risk Low
Total Funds 40

What is Banking and PSU Mutual Fund?

Banking and PSU funds are a great opportunity for investors who are willing to make investment in such sectors. Under these schemes, a minimum of 80% of the total assets are invested in the debt instruments of banks, public financial institutions, and public sector undertakings. The risk involved in such schemes is usually moderate on the principal amount invested. Therefore, it is suggested that the investors incline their money in it only after understanding well, their portfolio requirements.

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Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option 3Y Returns 5.76% VS

LIC MF Banking & PSU Fund-Regular Plan-Growth 3Y Returns 5.59%

HSBC Banking and PSU Debt Fund - Regular Growth 3Y Returns 4.9% VS

LIC MF Banking & PSU Fund-Regular Plan-Growth 3Y Returns 5.59%

Franklin India Banking & PSU Debt Fund - Growth 3Y Returns 5.77% VS

LIC MF Banking & PSU Fund-Regular Plan-Growth 3Y Returns 5.59%

LIC MF Banking & PSU Fund-Regular Plan-Growth 3Y Returns 5.59% VS

UTI Banking & PSU Fund- Regular Plan - Growth Option 3Y Returns 8.06%

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Invested Amount ₹43,855
Interest Earned ₹6,145

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Frequently Asked Questions

Who should invest in Banking and PSU Mutual Funds?

Banking and PSU funds are suitable for the investors who can digest high risk in search for higher returns. Moreover, these funds are not suitable for the investors who are stepping in the finance market with a short term investment perspective as they might end up delivering negative returns.

What is the minimum investment required for investing in Banking and PSU funds?

The minimum investment depends from one scheme to another. In general, for lumpsum investment the minimum investment can range from Rs. 500 to Rs. 5000. Whereas, in case of SIP, the range may vary between Rs. 500 to Rs. 1000. For authentic information, never forget to check the scheme related documents.

What is the investment philosophy followed by Banking and PSU companies?

The fund manager of Banking and PSU fund targets the best small sized companies having the potential to generate excellent gains in the future. Such companies do not have much resources as the large cap or mid cap companies but have high potential to outperform many big companies.

Why to invest in Banking and PSU funds?

Banking and PSU funds have more tendency of providing exceptional returns than the other categories of funds. Moreover, they can also be a suitable option for providing diversification to your portfolio.

How risky are Banking and PSU funds?

Banking and PSU funds are one of the riskiest mutual funds. But at the same time rewards are also high. Therefore, an investor who is willing to expose his corpus towards risk for fetching higher returns should invest in Banking and PSU funds.

Are Banking and PSU Funds for long term investment?

Yes, Banking and PSU funds are a suitable choice for generating long term capital appreciation. Moreover, in short term these funds can cause double digit losses to the investors. Thus, always maintain a long term investment perspective while investing in Banking and PSU mutual funds.

What is the benchmark of Banking and PSU Fund?

Benchmark is a standard with which a mutual fund competes in terms of growth & performance. Different Banking and PSU funds have different benchmark. Thus, read the mutual fund document carefully to know the benchmark.

What are the taxes applied on Banking and PSU Mutual Funds?

Banking and PSU funds are eligible for two types of taxes- STCG (Short Term Capital Gain) and LTCG (Long Term Capital Gain). STCG is the capital gain generated on the units which are hold for up to 1 year. The STCG tax imposed by the Government of India is 15%. LTCG is the profit generated on the units which are hold for more than one years. The LTCG levied is 10% for the profit above Rs. 1 Lakh.

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DSP Nifty Next 50 Index Fund - Regular Plan	Lumpsum 3Y P.a 16.76%	SIP 3Y P.a. 27.97%	Return Vs Category High	Risk Vs Category High	Invest
UTI Banking & PSU Fund- Regular Plan - Growth Option Debt	Lumpsum 3Y P.a 8.06%	SIP 3Y P.a. 7.66%	Return Vs Category High	Risk Vs Category Above Average	Invest
ICICI Prudential Banking and PSU Debt Fund - Growth Debt	Lumpsum 3Y P.a 6.2%	SIP 3Y P.a. 7.24%	Return Vs Category High	Risk Vs Category Above Average	Invest
DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	Lumpsum 3Y P.a 6.07%	SIP 3Y P.a. 7.43%	Return Vs Category High	Risk Vs Category Above Average	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	Lumpsum 3Y P.a 5.96%	SIP 3Y P.a. 7.03%	Return Vs Category Medium	Risk Vs Category Above Average	Invest
Kotak Banking and PSU Debt - Growth Debt	Lumpsum 3Y P.a 5.94%	SIP 3Y P.a. 7.13%	Return Vs Category Medium	Risk Vs Category Above Average	Invest
ITI Banking and PSU Fund Regular - Growth Debt	Lumpsum 3Y P.a 5.87%	SIP 3Y P.a. 6.69%	Return Vs Category Medium	Risk Vs Category Above Average	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	Lumpsum 3Y P.a 5.81%	SIP 3Y P.a. 6.99%	Return Vs Category Low	Risk Vs Category Above Average	Invest
BANDHAN Banking & PSU Debt Fund - Regular Growth Debt	Lumpsum 3Y P.a 5.79%	SIP 3Y P.a. 6.77%	Return Vs Category Low	Risk Vs Category Above Average	Invest
Franklin India Banking & PSU Debt Fund - Growth Debt	Lumpsum 3Y P.a 5.77%	SIP 3Y P.a. 6.85%	Return Vs Category Low	Risk Vs Category Above Average	Invest

DSP Nifty Next 50 Index Fund - Regular Plan	1 Week 0.27%	1 Month -7.15%	3 Months -3.46%	6 Months 9.45%	1 Year 52.68%	Invest
UTI Banking & PSU Fund- Regular Plan - Growth Option Debt	1 Week 0.19%	1 Month 0.55%	3 Months 1.94%	6 Months 4.24%	1 Year 8.01%	Invest
ICICI Prudential Banking and PSU Debt Fund - Growth Debt	1 Week 0.14%	1 Month 0.58%	3 Months 1.87%	6 Months 4.1%	1 Year 7.88%	Invest
DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	1 Week 0.16%	1 Month 0.46%	3 Months 2.42%	6 Months 4.9%	1 Year 9.16%	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	1 Week 0.14%	1 Month 0.45%	3 Months 2.01%	6 Months 4.35%	1 Year 8.15%	Invest
Kotak Banking and PSU Debt - Growth Debt	1 Week 0.14%	1 Month 0.47%	3 Months 2.08%	6 Months 4.46%	1 Year 8.26%	Invest
ITI Banking and PSU Fund Regular - Growth Debt	1 Week 0.12%	1 Month 0.48%	3 Months 1.77%	6 Months 3.89%	1 Year 7.72%	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	1 Week 0.13%	1 Month 0.45%	3 Months 1.98%	6 Months 4.29%	1 Year 8.12%	Invest
BANDHAN Banking & PSU Debt Fund - Regular Growth Debt	1 Week 0.13%	1 Month 0.46%	3 Months 1.87%	6 Months 4.08%	1 Year 7.71%	Invest
Franklin India Banking & PSU Debt Fund - Growth Debt	1 Week 0.15%	1 Month 0.5%	3 Months 1.9%	6 Months 4.11%	1 Year 7.85%	Invest

DSP Nifty Next 50 Index Fund - Regular Plan	2 Years 27.23%	3 Years 16.76%	5 Years 19.66%	Annual Rt 21.26%	Invest
UTI Banking & PSU Fund- Regular Plan - Growth Option Debt	2 Years 7.22%	3 Years 8.06%	5 Years 7.26%	Annual Rt 7.02%	Invest
ICICI Prudential Banking and PSU Debt Fund - Growth Debt	2 Years 7.45%	3 Years 6.2%	5 Years 6.66%	Annual Rt 7.93%	Invest
DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	2 Years 7.75%	3 Years 6.07%	5 Years 6.46%	Annual Rt 7.68%	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	2 Years 7.36%	3 Years 5.96%	5 Years 6.54%	Annual Rt 7.83%	Invest
Kotak Banking and PSU Debt - Growth Debt	2 Years 7.32%	3 Years 5.94%	5 Years 6.58%	Annual Rt 7.3%	Invest
ITI Banking and PSU Fund Regular - Growth Debt	2 Years 6.95%	3 Years 5.87%	5 Years -	Annual Rt 5.34%	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	2 Years 7.34%	3 Years 5.81%	5 Years 6.45%	Annual Rt 7.61%	Invest
BANDHAN Banking & PSU Debt Fund - Regular Growth Debt	2 Years 7.15%	3 Years 5.79%	5 Years 6.38%	Annual Rt 7.54%	Invest
Franklin India Banking & PSU Debt Fund - Growth Debt	2 Years 7.24%	3 Years 5.77%	5 Years 6.11%	Annual Rt 7.42%	Invest

DSP Nifty Next 50 Index Fund - Regular Plan	1 Year -	2 Years -	3 Years -	5 Years -	Invest
UTI Banking & PSU Fund- Regular Plan - Growth Option Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
ICICI Prudential Banking and PSU Debt Fund - Growth Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
Kotak Banking and PSU Debt - Growth Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
ITI Banking and PSU Fund Regular - Growth Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
BANDHAN Banking & PSU Debt Fund - Regular Growth Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest
Franklin India Banking & PSU Debt Fund - Growth Debt	1 Year -	2 Years -	3 Years -	5 Years -	Invest

DSP Nifty Next 50 Index Fund - Regular Plan	1 Year 0%	3 Years 0%	5 Years 0%	Invest
UTI Banking & PSU Fund- Regular Plan - Growth Option Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
ICICI Prudential Banking and PSU Debt Fund - Growth Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
Kotak Banking and PSU Debt - Growth Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
ITI Banking and PSU Fund Regular - Growth Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
BANDHAN Banking & PSU Debt Fund - Regular Growth Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest
Franklin India Banking & PSU Debt Fund - Growth Debt	1 Year 0%	3 Years 0%	5 Years 0%	Invest

Banking and PSU Mutual Funds

Find here some best Banking and PSU fund to invest

What is Banking and PSU Mutual Fund?

Top Performing Banking and PSU in India for High Return

Comparison of Top Banking and PSU Funds

Banking and PSU Funds Return Calculator

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Top Videos and Blogs on Banking and PSU Mutual Funds

DSP Nifty Next 50 Index Fund - Regular Plan	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
UTI Banking & PSU Fund- Regular Plan - Growth Option Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
ICICI Prudential Banking and PSU Debt Fund - Growth Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
Kotak Banking and PSU Debt - Growth Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
ITI Banking and PSU Fund Regular - Growth Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
BANDHAN Banking & PSU Debt Fund - Regular Growth Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest
Franklin India Banking & PSU Debt Fund - Growth Debt	Standard Deviation -	Alpha -	Beta -	Sharpe Ratio -	Invest

DSP Nifty Next 50 Index Fund - Regular Plan	Min SIP ₹100	Min Lumpsum ₹100	Expense Ratio 0.79%	Fund Manager Anil Ghelani	Launch Date 05-Feb 2019	Invest
UTI Banking & PSU Fund- Regular Plan - Growth Option Debt	Min SIP ₹500	Min Lumpsum ₹500	Expense Ratio 0.57%	Fund Manager Anurag Mittal	Launch Date 05-Jan 2014	Invest
ICICI Prudential Banking and PSU Debt Fund - Growth Debt	Min SIP ₹100	Min Lumpsum ₹500	Expense Ratio 0.74%	Fund Manager Rohan Maru	Launch Date 01-Jan 2010	Invest
DSP Banking & PSU Debt Fund - Regular Plan - Growth Debt	Min SIP ₹100	Min Lumpsum ₹100	Expense Ratio 0.56%	Fund Manager Karan Mundhra	Launch Date 05-Sep 2013	Invest
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth Debt	Min SIP ₹1000	Min Lumpsum ₹1000	Expense Ratio 0.73%	Fund Manager Kaustubh Gupta	Launch Date 05-Apr 2008	Invest
Kotak Banking and PSU Debt - Growth Debt	Min SIP ₹100	Min Lumpsum ₹100	Expense Ratio 0.75%	Fund Manager Deepak Agrawal	Launch Date 29-Dec 1998	Invest
ITI Banking and PSU Fund Regular - Growth Debt	Min SIP ₹500	Min Lumpsum ₹5000	Expense Ratio 0.7%	Fund Manager Vikrant Mehta	Launch Date 05-Oct 2020	Invest
HDFC Banking and PSU Debt Fund - Growth Option Debt	Min SIP ₹100	Min Lumpsum ₹100	Expense Ratio 0.79%	Fund Manager Anil Bamboli	Launch Date 03-Mar 2014	Invest
BANDHAN Banking & PSU Debt Fund - Regular Growth Debt	Min SIP ₹100	Min Lumpsum ₹1000	Expense Ratio 0.63%	Fund Manager Suyash Choudhary	Launch Date 07-Mar 2013	Invest
Franklin India Banking & PSU Debt Fund - Growth Debt	Min SIP ₹500	Min Lumpsum ₹5000	Expense Ratio 0.52%	Fund Manager Anuj Tagra	Launch Date 05-Apr 2014	Invest