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Credit Risk Mutual Funds
Find here some best Credit Risk fund to invest
- Annual Returns 6.53%
- Average Risk Low
- Total Funds 14
What is Credit Risk Mutual Fund?
Credit-risk funds are debt funds which invest 65% in securities of lower-rated companies. However, these securities have the potential to generate double-digit returns to the investors. Such companies move towards higher ratings and create higher interest rate and capital gain benefits to the investors. Credit-risk funds generate profits to the investor either by earning interest income on securities or by rating up-gradation of the securities. These funds can produce 2-3% higher returns than risk-free papers.
More
Top 5 Credit Risk Funds for 2-3X Returns in 5 Yrs
Latest Recommendation By Team of ExpertsTop Performing Credit Risk in India for High Return
|
|
Lumpsum 3Y P.a
10.57%
|
SIP 3Y P.a.
11.07%
|
Return Vs Category
High |
Risk Vs Category
Above Average |
Invest | |
|
|
Lumpsum 3Y P.a
8.48%
|
SIP 3Y P.a.
9.97%
|
Return Vs Category
Low |
Risk Vs Category
Above Average |
Invest | |
|
|
Lumpsum 3Y P.a
6.81%
|
SIP 3Y P.a.
7.82%
|
Return Vs Category
Low |
Risk Vs Category
High |
Invest | |
|
|
Lumpsum 3Y P.a
6.75%
|
SIP 3Y P.a.
8.1%
|
Return Vs Category
Low |
Risk Vs Category
Above Average |
Invest | |
|
|
Lumpsum 3Y P.a
6.67%
|
SIP 3Y P.a.
7.57%
|
Return Vs Category
Low |
Risk Vs Category
Above Average |
Invest | |
|
|
Lumpsum 3Y P.a
6.56%
|
SIP 3Y P.a.
7.53%
|
Return Vs Category
Low |
Risk Vs Category
Above Average |
Invest | |
|
|
Lumpsum 3Y P.a
6.56%
|
SIP 3Y P.a.
7.54%
|
Return Vs Category
Low |
Risk Vs Category
High |
Invest | |
|
|
Lumpsum 3Y P.a
6.21%
|
SIP 3Y P.a.
7.19%
|
Return Vs Category
Low |
Risk Vs Category
Above Average |
Invest | |
|
|
Lumpsum 3Y P.a
6.11%
|
SIP 3Y P.a.
7.27%
|
Return Vs Category
Low |
Risk Vs Category
Above Average |
Invest | |
|
|
Lumpsum 3Y P.a
5.98%
|
SIP 3Y P.a.
7.03%
|
Return Vs Category
Low |
Risk Vs Category
Above Average |
Invest |
Short Term
Long Term
SIP
Rolling Term
|
1 Week
0.08%
|
1 Month
0.52%
|
3 Months
1.78%
|
6 Months
3.92%
|
1 Year
7.73%
|
Invest | ||
|
1 Week
0.05%
|
1 Month
0.45%
|
3 Months
4.76%
|
6 Months
8.12%
|
1 Year
11.86%
|
Invest | ||
|
1 Week
0.08%
|
1 Month
0.5%
|
3 Months
2.04%
|
6 Months
4.79%
|
1 Year
8.67%
|
Invest | ||
|
1 Week
0.05%
|
1 Month
0.37%
|
3 Months
1.5%
|
6 Months
3.64%
|
1 Year
7.3%
|
Invest | ||
|
1 Week
0.09%
|
1 Month
0.64%
|
3 Months
1.72%
|
6 Months
4.25%
|
1 Year
7.93%
|
Invest | ||
|
1 Week
0.07%
|
1 Month
0.52%
|
3 Months
2.25%
|
6 Months
4.38%
|
1 Year
8.18%
|
Invest | ||
|
1 Week
0.1%
|
1 Month
0.53%
|
3 Months
2.03%
|
6 Months
4.23%
|
1 Year
8.15%
|
Invest | ||
|
1 Week
0.1%
|
1 Month
0.6%
|
3 Months
1.95%
|
6 Months
4.27%
|
1 Year
8.07%
|
Invest | ||
|
1 Week
0.07%
|
1 Month
0.49%
|
3 Months
2.01%
|
6 Months
4.51%
|
1 Year
8.33%
|
Invest | ||
|
1 Week
0.1%
|
1 Month
0.55%
|
3 Months
2.31%
|
6 Months
4.38%
|
1 Year
7.92%
|
Invest |
|
2 Years
11.5%
|
3 Years
10.57%
|
5 Years
7.89%
|
Annual Rt
6.84%
|
Invest | ||
|
2 Years
9.31%
|
3 Years
8.48%
|
5 Years
7.57%
|
Annual Rt
7.36%
|
Invest | ||
|
2 Years
7.96%
|
3 Years
6.81%
|
5 Years
7.43%
|
Annual Rt
8.21%
|
Invest | ||
|
2 Years
9.29%
|
3 Years
6.75%
|
5 Years
6.24%
|
Annual Rt
5.91%
|
Invest | ||
|
2 Years
8.08%
|
3 Years
6.67%
|
5 Years
6.87%
|
Annual Rt
7.47%
|
Invest | ||
|
2 Years
7.71%
|
3 Years
6.56%
|
5 Years
8.07%
|
Annual Rt
7.84%
|
Invest | ||
|
2 Years
7.94%
|
3 Years
6.56%
|
5 Years
5.1%
|
Annual Rt
6.31%
|
Invest | ||
|
2 Years
7.48%
|
3 Years
6.21%
|
5 Years
6.62%
|
Annual Rt
7.02%
|
Invest | ||
|
2 Years
7.42%
|
3 Years
6.11%
|
5 Years
7.24%
|
Annual Rt
8.07%
|
Invest | ||
|
2 Years
7.26%
|
3 Years
5.98%
|
5 Years
0.96%
|
Annual Rt
4.04%
|
Invest |
|
1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
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1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
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1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
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1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
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1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
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1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
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1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
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1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
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1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
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1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest |
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1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
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1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
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1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
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1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
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1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
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1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
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1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
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1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
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1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
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1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest |
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Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
-
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Invest | ||
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Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
-
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Invest | ||
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Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
-
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Invest | ||
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Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
-
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Invest | ||
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Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
-
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Invest | ||
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Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
-
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Invest | ||
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Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
-
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Invest | ||
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Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
-
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Invest | ||
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Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
-
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Invest | ||
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Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
-
|
Invest |
|
Min SIP
₹100
|
Min Lumpsum
₹100
|
Expense Ratio
1.14%
|
Fund Manager
Vivekanand Ramakrishnan
|
Launch Date
05-May 2003
|
Invest | ||
|
Min SIP
₹1000
|
Min Lumpsum
₹100
|
Expense Ratio
1.57%
|
Fund Manager
Sunaina da Cunha
|
Launch Date
05-Apr 2015
|
Invest | ||
|
Min SIP
₹100
|
Min Lumpsum
₹100
|
Expense Ratio
1.45%
|
Fund Manager
Manish Banthia
|
Launch Date
05-Dec 2010
|
Invest | ||
|
Min SIP
₹1000
|
Min Lumpsum
₹1000
|
Expense Ratio
1.45%
|
Fund Manager
Krishna Venkat Cheemalapati
|
Launch Date
04-Sep 2014
|
Invest | ||
|
Min SIP
₹500
|
Min Lumpsum
₹5000
|
Expense Ratio
1.55%
|
Fund Manager
Lokesh Mallya
|
Launch Date
01-Jul 2004
|
Invest | ||
|
Min SIP
₹500
|
Min Lumpsum
₹5000
|
Expense Ratio
1.6%
|
Fund Manager
Prashant R Pimple
|
Launch Date
23-Jan 2015
|
Invest | ||
|
Min SIP
₹100
|
Min Lumpsum
₹500
|
Expense Ratio
1.45%
|
Fund Manager
Sushil Budhia
|
Launch Date
01-Jun 2005
|
Invest | ||
|
Min SIP
₹1000
|
Min Lumpsum
₹5000
|
Expense Ratio
1.57%
|
Fund Manager
Devang Shah
|
Launch Date
15-Jul 2014
|
Invest | ||
|
Min SIP
₹100
|
Min Lumpsum
₹100
|
Expense Ratio
1.57%
|
Fund Manager
Shobhit Mehrotra
|
Launch Date
05-Mar 2014
|
Invest | ||
|
Min SIP
₹500
|
Min Lumpsum
₹500
|
Expense Ratio
1.63%
|
Fund Manager
Ritesh Nambiar
|
Launch Date
10-Nov 2012
|
Invest |
|
Latest NAV
41.6301(21-11-2024)
|
Previous NAV
41.6301(21-11-2024)
|
NAV Change
0.0502293%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
|
Latest NAV
20.3702(21-11-2024)
|
Previous NAV
20.3702(21-11-2024)
|
NAV Change
0.0166938%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
|
Latest NAV
30.1077(21-11-2024)
|
Previous NAV
30.1077(21-11-2024)
|
NAV Change
-0.0547732%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
|
Latest NAV
1801.0342(21-11-2024)
|
Previous NAV
1801.0342(21-11-2024)
|
NAV Change
0.029114%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
|
Latest NAV
43.2874(21-11-2024)
|
Previous NAV
43.2874(21-11-2024)
|
NAV Change
0.0506177%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
|
Latest NAV
21.0740(21-11-2024)
|
Previous NAV
21.0740(21-11-2024)
|
NAV Change
0.024681%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
|
Latest NAV
33.0627(21-11-2024)
|
Previous NAV
33.0627(21-11-2024)
|
NAV Change
0.0829416%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
|
Latest NAV
20.3130(21-11-2024)
|
Previous NAV
20.3130(21-11-2024)
|
NAV Change
0.0201882%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
|
Latest NAV
22.8861(21-11-2024)
|
Previous NAV
22.8861(21-11-2024)
|
NAV Change
-0.0126698%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
|
Latest NAV
16.2815(21-11-2024)
|
Previous NAV
16.2815(21-11-2024)
|
NAV Change
0.0565378%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest |
Join 50,000+ Investors Who Tested Their Suitability
Are Credit Risk Funds Suitable for You?
Suitability Test?
Check Suitability of Credit Risk Funds for your Portfolio
Suitability Result
Comparison of Top Credit Risk Funds
HSBC Credit Risk Fund - Regular Growth
3Y Returns 5.41%
VS
UTI Credit Risk Fund - Regular Plan - Growth Option
3Y Returns 5.98%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth
3Y Returns 8.48%
VS
UTI Credit Risk Fund - Regular Plan - Growth Option
3Y Returns 5.98%
Invesco India Credit Risk Fund - Regular Plan - Growth
3Y Returns 6.75%
VS
UTI Credit Risk Fund - Regular Plan - Growth Option
3Y Returns 5.98%
SBI Credit Risk Fund - Regular Plan - Growth
3Y Returns 6.67%
VS
UTI Credit Risk Fund - Regular Plan - Growth Option
3Y Returns 5.98%
Credit Risk Funds Return Calculator
Historical Returns
Future Value
Invested Amt.
+Net Profit
=Total Wealth
- Invested Amount
- Estimated Returns
- Invested Amount ₹43,855
- Interest Earned ₹6,145
Explore Other Popular Calculators
Credit Opportunities Fund is an alternative to debt funds
Credit Opportunities Fund, as the name suggests is a type of scheme in which the AMCs (Asset Management Companies) intend to give exhilarating returns to the investors by investing their funds in money market instruments. The difference in Credit Opportunities Fund and debt funds is that the Credit Opportunities Funds invest money in competitively less secure money market instruments. The Credit Opportunities Fund facilitate a high degree of liquidity to the investors. This means that investors can withdraw their money as and when required. There is no lock-in period of the funds invested and thus no entry and exit load. The scheme came into being due to the decreasing investment in the equity market owing to the volatility and lock-in period (minimum 3 years). The primary aim of the Credit Funds is to generate phenomenal returns for the investors by investing primarily in liquid assets. The Credit Fund refrains from investing in semi-liquid assets so that the prime motto of maintaining liquidity is not hampered.
Credit Opportunities Fund Follows Two Prime Investing Strategies:
- Event-driven strategy: Under this strategy, Credit Opportunities Fund aims at providing credit to the companies which are experiencing major strategical changes within the organization. The strategical changes implies the events that change the fate of an organization and at the same time requires a lot of liquidity to support the change, for example, merger of any two companies, liquidation, bankruptcy, etc. All the above-mentioned changes require liquidity and invite investments by the AMCs with the money pooled using Credit Opportunities Fund. This strategy mainly invests in bonds that provide higher returns rather than in bank securities.
- Income-oriented: This strategy of Credit Opportunities Fund follows the simple concept of investing in the money market instruments that provide returns at a higher rate. With a view of profit-maximization, the income-oriented strategy of Credit Opportunities Fund hovers around locating the investing options which are highly liquid in nature and at the same time provides prolific returns.
Credit Opportunities Fund is Appropriate for Whom?
The investors who believe that there is a growing need for credit in the near future and who want a little higher returns than the debt funds, should invest in Credit Opportunities Fund. The fund is also ideal for investors having a mid-term to long-term investing perspective and are ready to take moderate risks. Credit Funds targets the clients who need higher returns than any bank savings and at the same time don’t want to invest in the highly volatile equity schemes. Providing a dual benefit of security and volatility (lower than equity) Credit Opportunities Fund is the first preference of investors.
Investing online through our site you can get the list of the best AMCs offering investment through Credit Opportunities Fund and you can also calculate your returns with the help of sip calculator. We cater as an online distribution house to the top ranking funds like SBI Mutual Fund, L&T Mutual Fund, Reliance Mutual Fund, etc.
Frequently Asked Questions
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