Dynamic Asset Allocation Mutual Funds

Find here some best Dynamic Asset Allocation fund to invest

Annual Returns 9.85%
Average Risk Medium
Total Funds 28

What is Dynamic Asset Allocation Mutual Fund?

Dynamic asset allocation funds are also known as balanced advantage funds. These are kind of hybrid funds as they invest in multiple asset classes like equity, debt, and commodities. These funds are one the best under this category to invest in as the fund manager has the flexibility to change the portfolio allocation according to the market conditions. Like in favorable market conditions, the allocation may shift to equity to maximize returns and during market falls more money shifts to debt class. The average return for 3 years remains between 10-12%, and it is classified as a moderately low-risk investment option.

Top Performing Dynamic Asset Allocation Funds in India for High Returns

Returns

SIP Returns

Risk

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NAV Details

Data in this table : Get historical returns. If 1Y column is 10% that means, fund has given 10% returns in last 1 year.

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Fund Name	AUM (Cr.)	Fund Age	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	3185.69	11 years	2.83%	3.13%	1.12%	-0.76%	0.97%	13.38%	16.76%	10.94%	14.45%	8.7%	Invest
Axis Balanced Advantage Fund - Regular Plan - Growth	2652.06	7 years	2.91%	3.33%	-0.49%	-3.4%	-0.69%	13.12%	20.33%	12.98%	15.56%	-	Invest
WhiteOak Capital Balanced Advantage Fund Regular Plan Growth	1327.52	2 years	3.48%	3.7%	-1.39%	-3.11%	-1.89%	12.31%	17.92%	-	-	-	Invest
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option	7239.48	24 years	3.71%	3.96%	0.57%	-3.7%	9.7%	11.56%	16.6%	11.8%	19%	10.6%	Invest
LIC MF Balanced Advantage Fund Regular - Growth	791.3	3 years	5.12%	4.5%	-0.46%	-1.23%	-0.69%	10.87%	14.28%	10.12%	-	-	Invest
Parag Parikh Dynamic Asset Allocation Fund-Reg (G)	1610.19	1 years	1.24%	1.86%	1.51%	1.63%	1.24%	10.23%	-	-	-	-	Invest
UTI Balanced Advantage Fund - Regular (G)	2921.21	1 years	3.38%	2.96%	0.42%	-2.98%	0.3%	10.23%	-	-	-	-	Invest
HDFC Balanced Advantage Fund - Growth Plan	94251.41	24 years	4.13%	3.92%	-1.29%	-4.27%	-1.51%	10.21%	24.32%	20.14%	28.95%	14.13%	Invest
Kotak Balanced Advantage Fund -Regular Plan - Growth Option	16648.57	6 years	3.71%	3.56%	-2.05%	-4.21%	-2.15%	9.8%	14.77%	11%	18%	-	Invest
Franklin India Balanced Advantage Fund- Growth	2351.98	2 years	3.39%	2.85%	-1.5%	-2.4%	-1.92%	9.76%	17.49%	-	-	-	Invest
BANDHAN Balanced Advantage Fund Regular Plan Growth	2193.01	10 years	3.36%	2.96%	-2.63%	-3.63%	-2.83%	9.21%	15.26%	9.21%	15.95%	8%	Invest
Nippon India Balanced Advantage Fund-Growth Plan-Growth Option	8757.84	20 years	3.59%	3.17%	-0.59%	-4.51%	14.87%	9.11%	16.5%	12.02%	17.35%	9.57%	Invest
Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option	4078.03	6 years	4.87%	4.62%	-2.8%	-5.2%	-3.18%	8.88%	18.3%	12.29%	19.76%	-	Invest
Invesco India Dynamic Equity Fund - Growth	934.59	17 years	3.25%	2.71%	-3.91%	-5.12%	9.79%	8.85%	17.7%	12.25%	17.14%	8.79%	Invest
ICICI Prudential Balanced Advantage Fund - Growth	60347.26	18 years	2.63%	2.31%	0.23%	-2.96%	11.21%	8.78%	15.68%	12.25%	19.38%	10.62%	Invest
SBI Balanced Advantage Fund Regular Growth	33308.58	3 years	2.88%	2.67%	0.38%	-1.86%	0.27%	8.57%	17.08%	12.93%	-	-	Invest
Edelweiss Balanced Advantage Fund - Regular Plan - Growth Option	12238.46	15 years	4.02%	3.84%	-1.2%	-6.03%	-1.5%	8.19%	16.65%	11.2%	18.02%	10.08%	Invest
HSBC Balanced Advantage Fund - Regular Growth	1503.94	14 years	3.18%	2.2%	-3.44%	-3.82%	-4.02%	8.18%	15.41%	10.62%	14.46%	7.4%	Invest
PGIM India Balanced Advantage Fund - Regular Growth	977.98	4 years	3.59%	3.37%	-1.84%	-6.73%	-1.77%	7.93%	12.6%	8.3%	-	-	Invest
Tata Balanced Advantage Fund-Direct Plan-Growth	10109.2	6 years	2.9%	2.76%	-0.82%	-4.1%	-1.03%	7.11%	15.75%	12.12%	19.15%	-	Invest
Mahindra Manulife Balanced Advantage Fund - Regular Plan - Growth	880.38	3 years	4.08%	3.22%	-2.94%	-5.93%	-3.36%	6.23%	17.91%	11.33%	-	-	Invest
Tata Balanced Advantage Fund-Regular Plan-Growth	10109.2	6 years	2.88%	2.66%	-1.14%	-4.71%	-1.32%	5.71%	14.19%	10.54%	17.35%	-	Invest
ITI Balanced Advantage Fund Regular - Growth	378.3	5 years	3.28%	2.88%	-1.86%	-4.78%	-2.28%	5.64%	15.92%	9.41%	14.81%	-	Invest
BAJAJ FINSERV BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH	1278.31	1 years	3.69%	3.43%	-0.91%	-7.76%	-1.17%	3.06%	-	-	-	-	Invest
Quant Dynamic Asset Allocation Fund Regular - Growth	1274.13	1 years	4.39%	4.88%	-3.51%	-11.62%	-4.01%	2.38%	-	-	-	-	Invest
Bank Of India Balanced Advantage Fund - Regular Plan Growth	132.36	11 years	3.72%	3.81%	-1.46%	-7.73%	8.1%	1.82%	14.48%	13.37%	13.64%	6.78%	Invest
Canara Robeco Balanced Advantage Fund - Reg (G)	1437.71	7 months	3.83%	3.39%	-2.4%	-6.69%	-2.59%	-	-	-	-	-	Invest
Motilal Oswal Balance Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option	1011.12	8 years	1.81%	0.63%	-15.42%	-22.6%	-14.67%	-7.83%	10.22%	6.08%	10.57%	-	Invest

Fund Name	AUM (Cr.)	Risk	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y

Fund Name	Mar-2025	Feb-2025	Jan-2025	Dec-2024	Nov-2024	Oct-2024	Sep-2024	Aug-2024	Jul-2024	Jun-2024	May-2024	Apr-2024

Fund Name	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2

Fund Name	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013

Fund Name	AUM (Cr.)	Risk	1W	1M	3M	6M	YTD	1Y	2Y	3Y	5Y	10Y

Fund Name	AUM (Cr.)	Initial NAV	Final NAV	NAV Change	Absolute Ret.	Annalized Ret.

Fund Name	AUM (Cr.)	Risk	6M	1Y	2Y	3Y	5Y	10Y	From Launch
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	3185.69	Moderate	1.08%	5.3%	11.75%	12.37%	10.76%	9.52%	9.34%	Invest
Axis Balanced Advantage Fund - Regular Plan - Growth	2652.06	Very High	0.2%	3.97%	13.99%	14.89%	13.19%	-	11.45%	Invest
WhiteOak Capital Balanced Advantage Fund Regular Plan Growth	1327.52	Very High	0.1%	3.32%	11.72%	-	-	-	12.49%	Invest
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option	7239.48	High	0.28%	2.16%	10.6%	12.09%	12.1%	11.04%	11.59%	Invest
LIC MF Balanced Advantage Fund Regular - Growth	791.3	Very High	0.39%	3.41%	9.11%	10.2%	-	-	9.95%	Invest
Parag Parikh Dynamic Asset Allocation Fund-Reg (G)	1610.19	Moderate	1.42%	6.25%	-	-	-	-	6.83%	Invest
UTI Balanced Advantage Fund - Regular (G)	2921.21	Very High	0.26%	2.91%	-	-	-	-	8.37%	Invest
HDFC Balanced Advantage Fund - Growth Plan	94251.41	Very High	-0.67%	-1.24%	13.6%	17.99%	20.9%	16.53%	17.6%	Invest
Kotak Balanced Advantage Fund -Regular Plan - Growth Option	16648.57	Very High	-0.78%	0.54%	9.17%	10.93%	11.08%	-	11.27%	Invest
Franklin India Balanced Advantage Fund- Growth	2351.98	Very High	-0.23%	1.44%	11.07%	-	-	-	12.52%	Invest
BANDHAN Balanced Advantage Fund Regular Plan Growth	2193.01	Very High	-0.75%	0.56%	8.77%	10.33%	9.79%	9.24%	9.09%	Invest
Nippon India Balanced Advantage Fund-Growth Plan-Growth Option	8757.84	Very High	-0.26%	0.23%	10.11%	11.83%	12.18%	10.96%	12.29%	Invest
Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option	4078.03	Very High	-0.95%	-1.06%	9.94%	12.66%	12.96%	-	13.68%	Invest
Invesco India Dynamic Equity Fund - Growth	934.59	Very High	-1.74%	-1.43%	10.02%	12.43%	11.98%	10.16%	10.98%	Invest
ICICI Prudential Balanced Advantage Fund - Growth	60347.26	Very High	0.26%	2.4%	10.32%	11.88%	12.67%	11.58%	12.06%	Invest
SBI Balanced Advantage Fund Regular Growth	33308.58	Moderately High	0.29%	1.86%	10.62%	12.97%	-	-	12.61%	Invest
Edelweiss Balanced Advantage Fund - Regular Plan - Growth Option	12238.46	Very High	-0.83%	-2.08%	9.03%	11.35%	12.01%	11.74%	11.29%	Invest
HSBC Balanced Advantage Fund - Regular Growth	1503.94	Moderately High	-1.6%	-0.82%	8.84%	10.9%	10.13%	9%	10.09%	Invest
PGIM India Balanced Advantage Fund - Regular Growth	977.98	Very High	-0.76%	-1.54%	6.7%	8.69%	-	-	8.39%	Invest
Tata Balanced Advantage Fund-Direct Plan-Growth	10109.2	High	-0.56%	-0.44%	8.95%	11.46%	12.7%	-	13.2%	Invest
Mahindra Manulife Balanced Advantage Fund - Regular Plan - Growth	880.38	Very High	-1.61%	-3.23%	8.93%	11.49%	-	-	11.39%	Invest
Tata Balanced Advantage Fund-Regular Plan-Growth	10109.2	High	-0.86%	-1.72%	7.49%	9.92%	11.05%	-	11.5%	Invest
ITI Balanced Advantage Fund Regular - Growth	378.3	Very High	-1.1%	-1.21%	8.77%	10.69%	10.14%	-	10.05%	Invest
BAJAJ FINSERV BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH	1278.31	High	-1.4%	-5.23%	-	-	-	-	-1.16%	Invest
Quant Dynamic Asset Allocation Fund Regular - Growth	1274.13	Very High	-2.22%	-11.14%	-	-	-	-	12.68%	Invest
Bank Of India Balanced Advantage Fund - Regular Plan Growth	132.36	Very High	-1.4%	-6.47%	5.21%	8.43%	10.33%	7.9%	7.74%	Invest
Canara Robeco Balanced Advantage Fund - Reg (G)	1437.71	Very High	-1.48%	-	-	-	-	-	-8.18%	Invest
Motilal Oswal Balance Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option	1011.12	High	-11.68%	-26.58%	-6.8%	1.35%	4.3%	-	5.78%	Invest

Fund Name	Risk	Standard Deviation	Alpha	Beta	Sharpe Ratio
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	Moderate	6.718%	-	-	0.446%	Invest
Axis Balanced Advantage Fund - Regular Plan - Growth	Very High	8.096%	-	-	0.607%	Invest
WhiteOak Capital Balanced Advantage Fund Regular Plan Growth	Very High	-	-	-	-	Invest
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option	High	6.2%	1.14%	0.94%	0.49%	Invest
LIC MF Balanced Advantage Fund Regular - Growth	Very High	7.461%	-	-	0.22%	Invest
Parag Parikh Dynamic Asset Allocation Fund-Reg (G)	Moderate	-	-	-	-	Invest
UTI Balanced Advantage Fund - Regular (G)	Very High	-	-	-	-	Invest
HDFC Balanced Advantage Fund - Growth Plan	Very High	9.701%	-	-	1.207%	Invest
Kotak Balanced Advantage Fund -Regular Plan - Growth Option	Very High	7.209%	-	-	0.403%	Invest
Franklin India Balanced Advantage Fund- Growth	Very High	-	-	-	-	Invest
BANDHAN Balanced Advantage Fund Regular Plan Growth	Very High	7.606%	-	-	0.199%	Invest
Nippon India Balanced Advantage Fund-Growth Plan-Growth Option	Very High	6.21%	1.75%	0.9%	0.57%	Invest
Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option	Very High	10.009%	-	-	0.418%	Invest
Invesco India Dynamic Equity Fund - Growth	Very High	7.47%	1.84%	1.05%	0.54%	Invest
ICICI Prudential Balanced Advantage Fund - Growth	Very High	4.42%	2.59%	0.68%	0.8%	Invest
SBI Balanced Advantage Fund Regular Growth	Moderately High	6.125%	-	-	0.986%	Invest
Edelweiss Balanced Advantage Fund - Regular Plan - Growth Option	Very High	8.045%	-	-	0.5%	Invest
HSBC Balanced Advantage Fund - Regular Growth	Moderately High	6.954%	-	-	0.453%	Invest
PGIM India Balanced Advantage Fund - Regular Growth	Very High	8.876%	-	-	0.244%	Invest
Tata Balanced Advantage Fund-Direct Plan-Growth	High	7%	-	-	0.641%	Invest
Mahindra Manulife Balanced Advantage Fund - Regular Plan - Growth	Very High	8.33%	-	-	0.556%	Invest
Tata Balanced Advantage Fund-Regular Plan-Growth	High	6.59%	-	-	0.595%	Invest
ITI Balanced Advantage Fund Regular - Growth	Very High	7.494%	-	-	0.221%	Invest
BAJAJ FINSERV BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH	High	-	-	-	-	Invest
Quant Dynamic Asset Allocation Fund Regular - Growth	Very High	-	-	-	-	Invest
Bank Of India Balanced Advantage Fund - Regular Plan Growth	Very High	11.45%	1.77%	1.39%	0.44%	Invest
Canara Robeco Balanced Advantage Fund - Reg (G)	Very High	-	-	-	-	Invest
Motilal Oswal Balance Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option	High	13.896%	-	-	-	Invest

Fund Name	Min SIP	Min Lumpsum	Expense Ratio	Fund Manager	Launch Date
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	₹100	₹100	1.93%	Laukik Bagwe	06-Feb 2014	Invest
Axis Balanced Advantage Fund - Regular Plan - Growth	₹100	₹100	2%	Devang Shah	01-Aug 2017	Invest
WhiteOak Capital Balanced Advantage Fund Regular Plan Growth	₹100	₹500	2.09%	Piyush Baranwal	10-Feb 2023	Invest
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option	₹1000	₹100	1.8%	Lovelish Solanki	23-May 2000	Invest
LIC MF Balanced Advantage Fund Regular - Growth	₹1000	₹5000	2.28%	Yogesh Patil	12-Nov 2021	Invest
Parag Parikh Dynamic Asset Allocation Fund-Reg (G)	₹1000	₹5000	0.63%	Rajeev Thakkar	27-Feb 2024	Invest
UTI Balanced Advantage Fund - Regular (G)	₹500	₹5000	1.96%	Anurag Mittal	10-Aug 2023	Invest
HDFC Balanced Advantage Fund - Growth Plan	₹100	₹100	1.35%	Anil Bamboli	11-Sep 2000	Invest
Kotak Balanced Advantage Fund -Regular Plan - Growth Option	₹100	₹100	1.66%	Abhishek Bisen	03-Aug 2018	Invest
Franklin India Balanced Advantage Fund- Growth	₹500	₹5000	1.97%	Rahul Goswami	06-Sep 2022	Invest
BANDHAN Balanced Advantage Fund Regular Plan Growth	₹100	₹1000	2.04%	Manish Gunwani	10-Oct 2014	Invest
Nippon India Balanced Advantage Fund-Growth Plan-Growth Option	₹500	₹100	1.76%	Ashutosh Bhargava	15-Nov 2004	Invest
Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option	₹500	₹5000	1.89%	Prashant R Pimple	13-Nov 2018	Invest
Invesco India Dynamic Equity Fund - Growth	₹500	₹1000	2.15%	Amit Ganatra	04-Oct 2007	Invest
ICICI Prudential Balanced Advantage Fund - Growth	₹500	₹500	1.48%	Sankaran Naren	30-Dec 2006	Invest
SBI Balanced Advantage Fund Regular Growth	₹500	₹5000	1.57%	Rajeev Radhakrishnan	31-Aug 2021	Invest
Edelweiss Balanced Advantage Fund - Regular Plan - Growth Option	₹100	₹100	1.69%	Bhavesh Jain	20-Aug 2009	Invest
HSBC Balanced Advantage Fund - Regular Growth	₹500	₹5000	2.11%	Mahesh A Chhabria	07-Feb 2011	Invest
PGIM India Balanced Advantage Fund - Regular Growth	₹1000	₹5000	2.18%	Puneet Pal	04-Feb 2021	Invest
Tata Balanced Advantage Fund-Direct Plan-Growth	₹200000	₹5000	0.42%	Sailesh Jain	28-Jan 2019	Invest
Mahindra Manulife Balanced Advantage Fund - Regular Plan - Growth	₹500	₹1000	2.22%	Rahul Pal	30-Dec 2021	Invest
Tata Balanced Advantage Fund-Regular Plan-Growth	₹100	₹5000	1.7%	Sailesh Jain	28-Jan 2019	Invest
ITI Balanced Advantage Fund Regular - Growth	₹500	₹5000	2.37%	Vikrant Mehta	30-Dec 2019	Invest
BAJAJ FINSERV BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH	₹500	₹500	2.09%	Nimesh Chandan	08-Dec 2023	Invest
Quant Dynamic Asset Allocation Fund Regular - Growth	₹1000	₹5000	2.12%	Sanjeev Sharma	12-Apr 2023	Invest
Bank Of India Balanced Advantage Fund - Regular Plan Growth	₹1000	₹5000	2.27%	Alok Singh	14-Mar 2014	Invest
Canara Robeco Balanced Advantage Fund - Reg (G)	₹1000	₹5000	2.11%	Shridatta Bhandwaldar	06-Aug 2024	Invest
Motilal Oswal Balance Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option	₹500	₹500	2.19%	Ankush Sood	27-Sep 2016	Invest

Fund Name	Current NAV	Previous NAV	1D NAV Change	52- Week High NAV	52- Week Low NAV
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	26.505 (25-03-2025)	26.541 (24-03-2025)	-0.14%	26.818	23.443	Invest
Axis Balanced Advantage Fund - Regular Plan - Growth	20.15 (25-03-2025)	20.18 (24-03-2025)	-0.15%	20.97	17.89	Invest
WhiteOak Capital Balanced Advantage Fund Regular Plan Growth	13.472 (25-03-2025)	13.503 (24-03-2025)	-0.23%	13.984	12.077	Invest
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option	100.26 (25-03-2025)	100.51 (24-03-2025)	-0.25%	104.73	90.39	Invest
LIC MF Balanced Advantage Fund Regular - Growth	13.1805 (25-03-2025)	13.2444 (24-03-2025)	-0.48%	13.5443	11.9523	Invest
Parag Parikh Dynamic Asset Allocation Fund-Reg (G)	10.9910 (25-03-2025)	11.0111 (24-03-2025)	-0.18%	11.0111	10.0026	Invest
UTI Balanced Advantage Fund - Regular (G)	12.0827 (25-03-2025)	12.0813 (24-03-2025)	0.01%	12.4857	10.9918	Invest
HDFC Balanced Advantage Fund - Growth Plan	491.471 (25-03-2025)	492.897 (24-03-2025)	-0.29%	517.116	449.032	Invest
Kotak Balanced Advantage Fund -Regular Plan - Growth Option	19.451 (25-03-2025)	19.501 (24-03-2025)	-0.26%	-	-	Invest
Franklin India Balanced Advantage Fund- Growth	13.7390 (25-03-2025)	13.7646 (24-03-2025)	-0.19%	14.1492	12.5697	Invest
BANDHAN Balanced Advantage Fund Regular Plan Growth	23.059 (25-03-2025)	23.128 (24-03-2025)	-0.3%	24.091	21.258	Invest
Nippon India Balanced Advantage Fund-Growth Plan-Growth Option	168.0023 (25-03-2025)	168.3128 (24-03-2025)	-0.18%	176.516	154.635	Invest
Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option	22.7437 (25-03-2025)	22.8222 (24-03-2025)	-0.34%	24.0966	21.1023	Invest
Invesco India Dynamic Equity Fund - Growth	51.08 (25-03-2025)	51.16 (24-03-2025)	-0.16%	54.39	47.21	Invest
ICICI Prudential Balanced Advantage Fund - Growth	69.41 (25-03-2025)	69.48 (24-03-2025)	-0.1%	71.85	64.07	Invest
SBI Balanced Advantage Fund Regular Growth	14.6926 (25-03-2025)	14.7239 (24-03-2025)	-0.21%	15.0486	13.6222	Invest
Edelweiss Balanced Advantage Fund - Regular Plan - Growth Option	48.49 (25-03-2025)	48.64 (24-03-2025)	-0.31%	52.04	45.19	Invest
HSBC Balanced Advantage Fund - Regular Growth	41.3228 (25-03-2025)	41.3593 (24-03-2025)	-0.09%	43.8019	38.2369	Invest
PGIM India Balanced Advantage Fund - Regular Growth	14.39 (25-03-2025)	14.42 (24-03-2025)	-0.21%	15.49	13.47	Invest
Tata Balanced Advantage Fund-Direct Plan-Growth	21.6068 (25-03-2025)	21.6517 (24-03-2025)	-0.21%	22.7053	20.2519	Invest
Mahindra Manulife Balanced Advantage Fund - Regular Plan - Growth	13.6170 (25-03-2025)	13.6526 (24-03-2025)	-0.26%	14.544	12.8185	Invest
Tata Balanced Advantage Fund-Regular Plan-Growth	19.5876 (25-03-2025)	19.6291 (24-03-2025)	-0.21%	20.7146	18.6011	Invest
ITI Balanced Advantage Fund Regular - Growth	13.8332 (25-03-2025)	13.8973 (24-03-2025)	-0.46%	14.6169	12.8647	Invest
BAJAJ FINSERV BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH	10.745 (25-03-2025)	10.741 (24-03-2025)	0.04%	11.725	10.191	Invest
Quant Dynamic Asset Allocation Fund Regular - Growth	15.343 (25-03-2025)	15.4466 (24-03-2025)	-0.67%	17.5975	14.2629	Invest
Bank Of India Balanced Advantage Fund - Regular Plan Growth	23.6230 (25-03-2025)	23.6726 (24-03-2025)	-0.21%	25.84	22.4317	Invest
Canara Robeco Balanced Advantage Fund - Reg (G)	9.7400 (25-03-2025)	9.7700 (24-03-2025)	-0.31%	10.5	9.29	Invest
Motilal Oswal Balance Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option	17.8746 (25-03-2025)	17.7367 (24-03-2025)	0.78%	23.3229	17.0261	Invest

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ITI Balanced Advantage Fund Regular - Growth 3Y Returns 9.41% VS

Edelweiss Balanced Advantage Fund - Regular Plan - Growth Option 3Y Returns 11.2%

ICICI Prudential Balanced Advantage Fund - Growth 3Y Returns 12.25% VS

HDFC Balanced Advantage Fund - Growth Plan 3Y Returns 20.14%

BAJAJ FINSERV BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH 3Y Returns 0% VS

Edelweiss Balanced Advantage Fund - Regular Plan - Growth Option 3Y Returns 11.2%

HDFC Balanced Advantage Fund - Growth Plan 3Y Returns 20.14% VS

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option 3Y Returns 12.29%

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Invested Amount ₹43,855
Interest Earned ₹6,145

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How Dynamic Asset Allocation Funds Works?Advantages of Dynamic Asset Allocation Funds How to Invest in Dynamic Asset Allocation Funds Common Mistakes to Avoid While Investing in Dynamic Asset Allocation Funds The Taxation on Dynamic Asset Allocation Funds

How Dynamic Asset Allocation Funds Works?

Security Board of Exchange (SEBI) has not set any limit for the allocation percentage of balanced advantage funds. These funds have the freedom to allocate any percentage of their assets, ranging from 0% to 100%, and can invest in both equity and debt.

In dynamic asset allocation, the fund manager changes the portfolio based on the market condition.

For Example- During a bear market when equities are falling, the fund manager might increase the allocation in debt. Similarly, if the Equity is doing well, the fund manager might increase the allocation in equity.

Advantages of Dynamic Asset Allocation Funds

There are multiple benefits balanced advantage Mutual Fund offers, here are some of them:

Freedom to Fund Manager

Dynamic asset allocation gives flexibility to fund manager that allows them to change their assets based on market volatility and opportunities. This allows them to make quick decisions that maximize returns.

It Adapts the Market Trends

This balanced advantage maintains the balance between their portfolio. In a bear market, a manager might put more money into debt and less into equity. However, when there is a bullish market a manager might choose to put less money into debt and more into equity.

Stable Returns

Dynamic asset allocation seeks to offer more stable returns over time by allowing investors to move their money between various asset classes. This helps investors achieve a balance between risk and reward, potentially enhancing long-term performance.

Good Risk Management

It reduces risk by shifting investments to safer assets during market downturns and improving allocation to growth assets during advantageous market conditions.

Fund for All Types of Investors

Dynamic asset allocation funds offer to a diverse group of investors with various risk tolerances and investment objectives. Whether conservative or aggressive, investors can discover a good alternative that matches their preferences and goals.

Opportunity Capture

It allows investors to capitalize on developing ideas and growth-oriented industries, thus enhancing overall portfolio performance.

How to Invest in Dynamic Asset Allocation Funds

Here are some simple steps to invest in dynamic asset allocation with mysiponline.com:

Step 1: Register for free on MySIPonline.com and download the app.
Step 2: After registration, click on the Explore Mutual Fund Section.
Step 3: Select your preferred fund and add funds to your cart
Step 4: Complete profile (PAN card, Aadhar number, bank details, nominee, signature)
Step 5: Choose between Online SIP or lump sum investment options.
Step 6: Make the Payment using UPI or net banking.
Step 7: Track your investments daily and use our analysis tools.

Common Mistakes to Avoid While Investing in Dynamic Asset Allocation Funds

It is always important to take the necessary precautions before investing in these kinds of Hybrid Mutual Funds. In order to save you from making certain mistakes here are simple points that should be kept in mind.

Timing the Market

Trying to predict when the market will go up or down and constantly changing how you invest your money can cause you to miss the chances to make money and end up spending more on buying and selling investments.

Fear and Greed

These two emotions are frequently present and might have an impact on investing decisions. During market downturns, fear may cause investors to sell their holdings quickly, while greed may drive them to pursue large gains without taking related risks into account.

Risk Management

Failing to adequately consider and manage risks associated with dynamic asset allocation can expose your portfolio to unnecessary volatility and potential losses.

Confirmation bias

Confirmation bias is when investors only look for information that agrees with what they already believe, while ignoring anything that disagrees. This can make them miss important facts and make bad investment decisions. It's crucial for investors to stay open-minded and consider all information before making decisions.

Neglecting Regular Rebalancing

Failing to periodically rebalance your portfolio to maintain the desired asset allocation can lead to deviations from your investment objectives over time.

Not Matching with Investment Goals

Using dynamic asset allocation techniques to invest might result in less than ideal-results if they are not in line with your time horizon, investment objectives, and risk tolerance.

Conclusion

Successful dynamic asset allocation requires managing emotions, mitigating risks, rebalancing regularly, avoiding confirmation bias, and aligning investments with goals.

The Taxation on Dynamic Asset Allocation Funds

The capital gains from dynamic asset allocation funds are taxed differently depending on their equity holdings. If the equity investment is over 65%. On the other, the debt fund tax rules are implemented if the equity investment is less than 65%. Let’s understand how the tax implications are calculated with the table given below -

Funds	Short Term (Less than 12 months)	Long Term (12 months and more)
Equity Based Funds	Taxed at 15% irrespective of Income Tax Slab	Up-to Rs 1 Lakh tax-exempt; above 1 Lakh Taxed at 10%
Debt Based Fund	Added to overall income,taxed at income tax slab rate	Taxed at 20% after indexation (36 months or more)

For Equity-oriented funds

Short-term (Less than 12 months): Profits are taxed at a flat rate of 15%, regardless of the investor's income tax slab.

Long-term (12 months and more): Profits up to Rs.1 lakh are tax-exempt. Any gains above Rs.1 lakh are taxed at a rate of 10%.

For Debt-oriented funds

Short-term (Less than 36 months): Profits are added to the investor's overall income and taxed at the applicable income tax slab rate.

Long-term (36 months and more): Profits are taxed at a rate of 20% after indexation, which adjusts the purchase price for inflation.

Frequently Asked Questions

Who should invest in Dynamic Asset Allocation Mutual Funds?

Dynamic Asset Allocation funds are suitable for the investors who can digest high risk in search for higher returns. Moreover, these funds are not suitable for the investors who are stepping in the finance market with a short term investment perspective as they might end up delivering negative returns.

What is the minimum investment required for investing in Dynamic Asset Allocation funds?

The minimum investment depends from one scheme to another. In general, for lumpsum investment the minimum investment can range from Rs. 500 to Rs. 5000. Whereas, in case of SIP, the range may vary between Rs. 500 to Rs. 1000. For authentic information, never forget to check the scheme related documents.

What is the investment philosophy followed by Dynamic Asset Allocation companies?

The fund manager of Dynamic Asset Allocation fund targets the best small sized companies having the potential to generate excellent gains in the future. Such companies do not have much resources as the large cap or mid cap companies but have high potential to outperform many big companies.

Why to invest in Dynamic Asset Allocation funds?

Dynamic Asset Allocation funds have more tendency of providing exceptional returns than the other categories of funds. Moreover, they can also be a suitable option for providing diversification to your portfolio.

How risky are Dynamic Asset Allocation funds?

Dynamic Asset Allocation funds are one of the riskiest mutual funds. But at the same time rewards are also high. Therefore, an investor who is willing to expose his corpus towards risk for fetching higher returns should invest in Dynamic Asset Allocation funds.

Are Dynamic Asset Allocation Funds for long term investment?

Yes, Dynamic Asset Allocation funds are a suitable choice for generating long term capital appreciation. Moreover, in short term these funds can cause double digit losses to the investors. Thus, always maintain a long term investment perspective while investing in Dynamic Asset Allocation mutual funds.

What is the benchmark of Dynamic Asset Allocation Fund?

Benchmark is a standard with which a mutual fund competes in terms of growth & performance. Different Dynamic Asset Allocation funds have different benchmark. Thus, read the mutual fund document carefully to know the benchmark.

What are the taxes applied on Dynamic Asset Allocation Mutual Funds?

Dynamic Asset Allocation funds are eligible for two types of taxes- STCG (Short Term Capital Gain) and LTCG (Long Term Capital Gain). STCG is the capital gain generated on the units which are hold for up to 1 year. The STCG tax imposed by the Government of India is 15%. LTCG is the profit generated on the units which are hold for more than one years. The LTCG levied is 10% for the profit above Rs. 1 Lakh.