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Floater Mutual Funds

Find here some best Floater fund to invest

  • Annual Returns 6.78%
  • Average Risk Low
  • Total Funds 13

What is Floater Mutual Fund?

Floater funds invest a significant portion of the assets (around 60% to 100%) in floating rate instruments and the remaining corpus in fixed income securities. When the interest rates rise in the market, the prices of bonds go down, and the rate of returns also reduce. The vice-versa is also true when interest rates go down. Floating rate fund provides the advantage of the lower degree of interest rate fluctuation sensitivity over a fund with fixed payment rate.

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Top Performing Floater Funds in India for High Returns

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  • Historic Returns
  • Investment Returns
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  • Point to Point Return

Data in this table : Get historical returns. If 1Y column is 10% that means, fund has given 10% returns in last 1 year.

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Fund Name AUM (Cr.) Fund Age 1W 1M 3M 6M YTD 1Y 2Y 3Y 5Y 10Y
233.61 3 years 0.65% 2.35% 3.17% 3.92% 3.04% 9.73% 8.89% 7.61% - - Invest
614.11 4 years 0.5% 1.13% 2.36% 3.88% 2.27% 8.94% 8.84% 7.25% - - Invest
274.79 4 years 0.34% 1.08% 2.28% 3.89% 2.29% 8.49% 7.68% 6.58% - - Invest
3275.01 5 years 0.33% 0.84% 2.11% 3.97% 1.97% 8.46% 8.03% 6.71% 6.83% - Invest
15085.23 17 years 0.32% 0.81% 2.14% 3.94% 2% 8.33% 8.22% 7.24% 6.84% 7.39% Invest
7634.67 20 years 0.43% 0.98% 2.21% 3.92% 2.1% 8.3% 8.13% 6.79% 6.79% 7.21% Invest
287.81 23 years 0.46% 0.98% 2.19% 3.75% 2.07% 8.29% 8.05% 7.04% 5.92% 6.18% Invest
145.81 3 years 0.59% 1.38% 2.25% 4.1% 2.17% 8.19% 7.71% 6.84% - - Invest
1258.98 4 years 0.24% 0.75% 2.15% 3.68% 1.99% 8.05% 8.18% 7.05% - - Invest
7198.34 19 years 0.32% 0.74% 1.96% 3.7% 1.84% 7.93% 8.06% 7.21% 6.72% 7.18% Invest
13175.58 16 years 0.37% 0.84% 2.09% 3.95% 1.95% 7.93% 7.89% 7.01% 6.56% 7.36% Invest
13175.58 16 years 0.37% 0.84% 2.09% 3.95% 1.95% 7.93% 7.89% 7.01% 6.56% 7.36% Invest
1417.84 6 years 0.39% 0.86% 2% 3.64% 1.88% 7.11% 7.14% 6.3% 5.72% - Invest
Fund Name AUM (Cr.) Risk 1W 1M 3M 6M YTD 1Y 2Y 3Y 5Y 10Y
Fund Name Mar-2025 Mar-2025 Feb-2025 Jan-2025 Dec-2024 Nov-2024 Oct-2024 Sep-2024 Aug-2024 Jul-2024 Jun-2024 May-2024
Fund Name 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2
Fund Name 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
Fund Name AUM (Cr.) Risk 1W 1M 3M 6M YTD 1Y 2Y 3Y 5Y 10Y
Fund Name AUM (Cr.) Initial NAV Final NAV NAV Change Absolute Ret. Annalized Ret.
Fund Name AUM (Cr.) Risk 6M 1Y 2Y 3Y 5Y 10Y From Launch
233.61 Low to Moderate
3.16%
10.15%
9.55%
8.87%
-
-
8.3%
Invest
614.11 Low to Moderate
2.53%
8.92%
8.86%
8.52%
-
-
7.6%
Invest
274.79 Low to Moderate
2.55%
8.71%
8.11%
7.66%
-
-
6.87%
Invest
3275.01 Low to Moderate
2.31%
8.27%
8.09%
7.79%
6.8%
-
6.81%
Invest
15085.23 Low to Moderate
2.32%
8.16%
8.14%
7.98%
7.05%
7.12%
7.63%
Invest
7634.67 Moderate
2.39%
8.38%
8.11%
7.81%
6.78%
7%
7.53%
Invest
287.81 Moderate
2.38%
8.11%
8.07%
7.84%
6.72%
6.28%
6.09%
Invest
145.81 Moderate
2.48%
8.44%
7.92%
7.58%
-
-
7.16%
Invest
1258.98 Low to Moderate
2.27%
7.89%
8.05%
7.85%
-
-
7.01%
Invest
7198.34 Moderate
2.15%
7.66%
7.81%
7.8%
6.87%
6.94%
19.51%
Invest
13175.58 Low to Moderate
2.3%
7.96%
7.85%
7.69%
6.82%
6.98%
20.51%
Invest
13175.58 Low to Moderate
2.3%
7.96%
7.85%
7.69%
6.82%
6.98%
20.51%
Invest
1417.84 Low to Moderate
2.18%
7.33%
7.11%
6.96%
6.03%
-
5.98%
Invest
Fund Name Risk Standard Deviation Alpha Beta Sharpe Ratio
Low to Moderate
1.645%
-
8.45%
0.387%
Invest
Low to Moderate
1.069%
-
6.384%
0.429%
Invest
Low to Moderate
0.827%
-
5.631%
-
Invest
Low to Moderate
0.996%
-
6.785%
0.013%
Invest
Low to Moderate
0.746%
-
4.767%
0.895%
Invest
Moderate
0.91%
3.61%
1.78%
0.05%
Invest
Moderate
0.8%
3.07%
1.48%
0.14%
Invest
Moderate
0.576%
-
2.107%
0.179%
Invest
Low to Moderate
0.797%
-
4.599%
0.492%
Invest
Moderate
1.34%
3.12%
1.34%
0.32%
Invest
Low to Moderate
0.7%
3.21%
1.39%
0.61%
Invest
Low to Moderate
0.7%
3.21%
1.39%
0.61%
Invest
Low to Moderate
0.515%
-
3.593%
-
Invest
Fund Name Min SIP Min Lumpsum Expense Ratio Fund Manager Launch Date
₹1000
₹5000
0.53%
Aditya Pagaria
29-Jul 2021
Invest
₹100
₹100
0.52%
Kedar Karnik
19-Mar 2021
Invest
₹100
₹1000
0.79%
Brijesh Shah
18-Feb 2021
Invest
₹100
₹100
0.63%
Deepak Agrawal
14-May 2019
Invest
₹100
₹100
0.49%
Shobhit Mehrotra
23-Oct 2007
Invest
₹100
₹5000
0.6%
Anju Chhajer
02-Sep 2004
Invest
₹500
₹1000
0.96%
Pallab Roy
23-Apr 2001
Invest
₹500
₹5000
0.73%
Akhil Mittal
07-Jul 2021
Invest
₹500
₹5000
0.42%
Rajeev Radhakrishnan
27-Oct 2020
Invest
₹100
₹500
1.18%
Rohan Maru
17-Nov 2005
Invest
₹1000
₹1000
0.44%
Kaustubh Gupta
30-Mar 2009
Invest
₹1000
₹1000
0.44%
Kaustubh Gupta
30-Mar 2009
Invest
₹500
₹500
0.8%
Sudhir Agrawal
30-Oct 2018
Invest
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  • Invested Amount ₹43,855
  • Interest Earned ₹6,145

Floating Rate Short Term Debt Funds Giving Good Returns Over a Short Span

Have you ever thought of a scheme that provides higher returns over a shorter period of time, with security of return? If not, Floating Rate Short-Term Debt Fund is the name you should definitely read about. Floating Rate Short-Term Debt Fund is a scheme best suited for investors having short-term perspective for investment and intend to earn relatively higher returns. For example, Ram is having Rs. 50,000 surplus. He intends to invest it for a period of less than 3 years. But, at the same time he does not want to invest in equity-oriented scheme owing to its volatility. Ram gives importance to debt funds but also wants higher returns from the debt funds. What is the solution of the problems Ram is having? Yes! Floating Rate Short-Term Debt Fund is the only solution. The scheme invests a greater proportion of the funds in short-term fluctuating money market instruments and rest of it in fixed short-term bonds, securities, etc.

The major benefit of Floating Rate Short Term Debt Fund is that, it provides safe investing option along with the higher rate of return over a short time-interval. Thus, Floating Rate Short-Term Debt Fund is a three in one scheme. You might be thinking how? Let us see. First, it facilitates the amalgamation of two functions in a single scheme, i.e., fixed and floating rate of return. Second, providing higher returns over a short duration. Third, security factor is not at all compromised. So, it is the best scheme for the investors who want secure and high-yielding investment over a short period of time. 

Highlighting features of Floating Rate Short-Term Debt Fund

Floating Rate Short-Term Debt Fund is a fund having three-dimensional perspective. Embedding growth, time and security in one single scheme, Floating Rate Short-Term Debt Fund is really a good option for the short-term investors. It also covers the following benefits:

  • Dual benefits: Floating Rate Short-Term Debt Fund provides dual benefit of fixed and floating income, that too in a short span. Investing in short-term money market instruments (that provide returns at floating rate), Floating Rate Short-Term Debt Fund ensures to give the investors a good return with the same security as any other debt fund. At the same time, Floating Rate Short-Term Debt Fund also invests in fixed income money market instruments, which provide an inflexible return. Thus, combining the benefits of both, Floating Rate Short-Term Debt Fund provides income and security at the same time.
  • Short tenure: This feature of Floating Rate Short-Term Debt Fund gives you the benefit of acquiring monetary gains over shorter duration. This means you can make the most out of your money through Floating Rate Short-Term Debt Fund within less time. You need not block your money in long-term equity funds. But, it also has one constraint. Floating Rate Short-Term Debt Fund is only for those clients who can settle for less returns as compared to equity-oriented schemes.
  • Security: Floating Rate Short-Term Debt Fund does not invest in capital market in order to give gains to its investors. Rather it invests in those money market instruments which provide floating rate of returns for the investment. Therefore, securing the investment and provide higher returns is the main motive of this scheme. 

The scope of Floating Rate Short-Term Debt Fund is much wider than Floating Rate Long-Term Debt Fund. But, still there is lack of awareness among investors regarding Floating Rate Short-Term Debt Fund. Many myths seem to be prevailing in the mind of clients, which they don’t disclose because of the insecurity regarding their money being misused. To wave your worries and have a better experience in investing consult our financial experts. You will get advice which will suit to your requirements. No undue advantage is taken. Your experience of investing with us will become a joyful one and not a burden.

Frequently Asked Questions

Who should invest in Floater Mutual Funds?
Floater funds are suitable for the investors who can digest high risk in search for higher returns. Moreover, these funds are not suitable for the investors who are stepping in the finance market with a short term investment perspective as they might end up delivering negative returns.
What is the minimum investment required for investing in Floater funds?
The minimum investment depends from one scheme to another. In general, for lumpsum investment the minimum investment can range from Rs. 500 to Rs. 5000. Whereas, in case of SIP, the range may vary between Rs. 500 to Rs. 1000. For authentic information, never forget to check the scheme related documents.
What is the investment philosophy followed by Floater companies?
The fund manager of Floater fund targets the best small sized companies having the potential to generate excellent gains in the future. Such companies do not have much resources as the large cap or mid cap companies but have high potential to outperform many big companies.
Why to invest in Floater funds?
Floater funds have more tendency of providing exceptional returns than the other categories of funds. Moreover, they can also be a suitable option for providing diversification to your portfolio.
How risky are Floater funds?
Floater funds are one of the riskiest mutual funds. But at the same time rewards are also high. Therefore, an investor who is willing to expose his corpus towards risk for fetching higher returns should invest in Floater funds.
Are Floater Funds for long term investment?
Yes, Floater funds are a suitable choice for generating long term capital appreciation. Moreover, in short term these funds can cause double digit losses to the investors. Thus, always maintain a long term investment perspective while investing in Floater mutual funds.
What is the benchmark of Floater Fund?
Benchmark is a standard with which a mutual fund competes in terms of growth & performance. Different Floater funds have different benchmark. Thus, read the mutual fund document carefully to know the benchmark.
What are the taxes applied on Floater Mutual Funds?
Floater funds are eligible for two types of taxes- STCG (Short Term Capital Gain) and LTCG (Long Term Capital Gain). STCG is the capital gain generated on the units which are hold for up to 1 year. The STCG tax imposed by the Government of India is 15%. LTCG is the profit generated on the units which are hold for more than one years. The LTCG levied is 10% for the profit above Rs. 1 Lakh.

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