Gold Mutual Funds
Find here some best Gold fund to invest
- Annual Returns 9.78%
- Average Risk High
- Total Funds 15
What is Gold Mutual Fund?
Gold mutual funds are mutual funds that invest in gold-related assets like gold ETFs (Exchange-traded funds) and stocks of companies engaged in gold mining, processing, and marketing. It gives an affordable option to own it without buying the actual gold. There are two best ways to invest in gold funds, SIP or lumpsum to make stable returns in the long term.
- The average returns of gold mutual funds over 5 years range between 13-14%
- Gold funds have medium volatility and medium risk.
- The best-recommended investment duration is 5-7+ years.
Top 5 Gold Funds for 2-3X Returns in 5 Yrs
Latest Recommendation By Team of ExpertsTop Performing Gold in India for High Return
|
Lumpsum 3Y P.a
15.87%
|
SIP 3Y P.a.
18.75%
|
Return Vs Category
Low |
Risk Vs Category
Average |
Invest | |
|
Lumpsum 3Y P.a
15.81%
|
SIP 3Y P.a.
-
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Return Vs Category
Low |
Risk Vs Category
Average |
Invest | |
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Lumpsum 3Y P.a
15.65%
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SIP 3Y P.a.
-
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Return Vs Category
Low |
Risk Vs Category
Average |
Invest | |
|
Lumpsum 3Y P.a
15.57%
|
SIP 3Y P.a.
-
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Return Vs Category
Low |
Risk Vs Category
Average |
Invest | |
|
Lumpsum 3Y P.a
15.48%
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SIP 3Y P.a.
17.37%
|
Return Vs Category
Low |
Risk Vs Category
Average |
Invest | |
|
Lumpsum 3Y P.a
15.4%
|
SIP 3Y P.a.
-
|
Return Vs Category
Low |
Risk Vs Category
Average |
Invest | |
|
Kotak Gold Fund Growth Commodities |
Lumpsum 3Y P.a
15.3%
|
SIP 3Y P.a.
19.52%
|
Return Vs Category
Low |
Risk Vs Category
Average |
Invest |
|
Lumpsum 3Y P.a
14.12%
|
SIP 3Y P.a.
-
|
Return Vs Category
Low |
Risk Vs Category
Average |
Invest | |
|
Lumpsum 3Y P.a
13.91%
|
SIP 3Y P.a.
-
|
Return Vs Category
Low |
Risk Vs Category
Average |
Invest | |
|
Lumpsum 3Y P.a
13.91%
|
SIP 3Y P.a.
-
|
Return Vs Category
Low |
Risk Vs Category
Average |
Invest |
Short Term
Long Term
SIP
Rolling Term
1 Week
4.26%
|
1 Month
-2.62%
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3 Months
7.02%
|
6 Months
2.92%
|
1 Year
23.15%
|
Invest | ||
1 Week
4.14%
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1 Month
-2.63%
|
3 Months
6.7%
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6 Months
4.21%
|
1 Year
23.25%
|
Invest | ||
1 Week
3.88%
|
1 Month
-2.64%
|
3 Months
7.27%
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6 Months
4.56%
|
1 Year
23.59%
|
Invest | ||
1 Week
4.16%
|
1 Month
-2.81%
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3 Months
6.69%
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6 Months
2.36%
|
1 Year
23.4%
|
Invest | ||
1 Week
4.25%
|
1 Month
-2.48%
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3 Months
6.88%
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6 Months
3.85%
|
1 Year
23.52%
|
Invest | ||
1 Week
4.13%
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1 Month
-2.93%
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3 Months
6.87%
|
6 Months
2.32%
|
1 Year
23.03%
|
Invest | ||
Kotak Gold Fund Growth Commodities |
1 Week
2.52%
|
1 Month
-1.46%
|
3 Months
6.82%
|
6 Months
5.64%
|
1 Year
22.95%
|
Invest | |
1 Week
-1.26%
|
1 Month
-2.3%
|
3 Months
6.93%
|
6 Months
2.69%
|
1 Year
22.84%
|
Invest | ||
1 Week
-1.2%
|
1 Month
-2.27%
|
3 Months
7.04%
|
6 Months
2.66%
|
1 Year
22.44%
|
Invest | ||
1 Week
-1.2%
|
1 Month
-2.27%
|
3 Months
7.04%
|
6 Months
2.66%
|
1 Year
22.44%
|
Invest |
2 Years
19.95%
|
3 Years
15.87%
|
5 Years
13.46%
|
Annual Rt
5.48%
|
Invest | ||
2 Years
19.76%
|
3 Years
15.81%
|
5 Years
13.75%
|
Annual Rt
6.09%
|
Invest | ||
2 Years
19.59%
|
3 Years
15.65%
|
5 Years
13.31%
|
Annual Rt
5.92%
|
Invest | ||
2 Years
19.55%
|
3 Years
15.57%
|
5 Years
13.46%
|
Annual Rt
6.56%
|
Invest | ||
2 Years
19.43%
|
3 Years
15.48%
|
5 Years
13.63%
|
Annual Rt
6.3%
|
Invest | ||
2 Years
19.07%
|
3 Years
15.4%
|
5 Years
13.33%
|
Annual Rt
6.26%
|
Invest | ||
Kotak Gold Fund Growth Commodities |
2 Years
19.18%
|
3 Years
15.3%
|
5 Years
13.72%
|
Annual Rt
8.34%
|
Invest | |
2 Years
18.51%
|
3 Years
14.12%
|
5 Years
13.4%
|
Annual Rt
6.04%
|
Invest | ||
2 Years
18.19%
|
3 Years
13.91%
|
5 Years
13.35%
|
Annual Rt
7.95%
|
Invest | ||
2 Years
18.19%
|
3 Years
13.91%
|
5 Years
13.35%
|
Annual Rt
7.95%
|
Invest |
1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | ||
Kotak Gold Fund Growth Commodities |
1 Year
-
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2 Years
-
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3 Years
-
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5 Years
-
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Invest | |
1 Year
-
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2 Years
-
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3 Years
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5 Years
-
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1 Year
-
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3 Years
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5 Years
-
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Invest | ||
1 Year
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2 Years
-
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3 Years
-
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5 Years
-
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Invest |
1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
1 Year
0%
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1 Year
0%
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0%
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5 Years
0%
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Invest | ||
1 Year
0%
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3 Years
0%
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5 Years
0%
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Invest | ||
Kotak Gold Fund Growth Commodities |
1 Year
0%
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3 Years
0%
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5 Years
0%
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1 Year
0%
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0%
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0%
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0%
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0%
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0%
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0%
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0%
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5 Years
0%
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Invest |
Standard Deviation
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Alpha
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Beta
-
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Sharpe Ratio
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Invest | ||
Standard Deviation
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Alpha
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Beta
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Sharpe Ratio
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Invest | ||
Standard Deviation
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Alpha
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Beta
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Sharpe Ratio
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Invest | ||
Standard Deviation
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Alpha
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Beta
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Sharpe Ratio
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Invest | ||
Standard Deviation
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Alpha
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Beta
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Sharpe Ratio
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Invest | ||
Standard Deviation
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Alpha
-
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Beta
-
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Sharpe Ratio
-
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Invest | ||
Kotak Gold Fund Growth Commodities |
Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
-
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Invest | |
Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
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Invest | ||
Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
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Invest | ||
Standard Deviation
-
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Alpha
-
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Beta
-
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Sharpe Ratio
-
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Invest |
Min SIP
₹1000
|
Min Lumpsum
₹5000
|
Expense Ratio
0.67%
|
Fund Manager
Sumit Bhatnagar
|
Launch Date
14-Aug 2012
|
Invest | ||
Min SIP
₹100
|
Min Lumpsum
₹100
|
Expense Ratio
0.5%
|
Fund Manager
Aditya Pagaria
|
Launch Date
14-Oct 2011
|
Invest | ||
Min SIP
₹500
|
Min Lumpsum
₹1000
|
Expense Ratio
0.45%
|
Fund Manager
Krishna Venkat Cheemalapati
|
Launch Date
29-Nov 2011
|
Invest | ||
Min SIP
₹100
|
Min Lumpsum
₹100
|
Expense Ratio
0.36%
|
Fund Manager
Manish Banthia
|
Launch Date
01-Oct 2011
|
Invest | ||
Min SIP
₹100
|
Min Lumpsum
₹100
|
Expense Ratio
0.49%
|
Fund Manager
Arun Agarwal
|
Launch Date
11-May 2011
|
Invest | ||
Min SIP
₹100
|
Min Lumpsum
₹100
|
Expense Ratio
0.51%
|
Fund Manager
Pranav Gupta
|
Launch Date
20-Mar 2012
|
Invest | ||
Kotak Gold Fund Growth Commodities |
Min SIP
₹100
|
Min Lumpsum
₹100
|
Expense Ratio
0.5%
|
Fund Manager
Abhishek Bisen
|
Launch Date
18-Mar 2011
|
Invest | |
Min SIP
₹500
|
Min Lumpsum
₹5000
|
Expense Ratio
0.42%
|
Fund Manager
Raviprakash Sharma
|
Launch Date
30-Sep 2011
|
Invest | ||
Min SIP
₹100
|
Min Lumpsum
₹100
|
Expense Ratio
0.35%
|
Fund Manager
Himanshu Mange
|
Launch Date
03-May 2011
|
Invest | ||
Min SIP
₹100
|
Min Lumpsum
₹100
|
Expense Ratio
0.35%
|
Fund Manager
Himanshu Mange
|
Launch Date
03-May 2011
|
Invest |
Latest NAV
19.9732(26-11-2024)
|
Previous NAV
19.9732(26-11-2024)
|
NAV Change
-1.62875%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
Latest NAV
22.3693(26-11-2024)
|
Previous NAV
22.3693(26-11-2024)
|
NAV Change
-1.65439%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
Latest NAV
21.7292(26-11-2024)
|
Previous NAV
21.7292(26-11-2024)
|
NAV Change
-1.59946%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
Latest NAV
23.7302(26-11-2024)
|
Previous NAV
23.7302(26-11-2024)
|
NAV Change
-1.38345%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
Latest NAV
22.9254(26-11-2024)
|
Previous NAV
22.9254(26-11-2024)
|
NAV Change
-1.54984%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
Latest NAV
22.5589(25-11-2024)
|
Previous NAV
22.5589(25-11-2024)
|
NAV Change
-1.70457%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
Kotak Gold Fund Growth Commodities |
Latest NAV
29.4547(26-11-2024)
|
Previous NAV
29.4547(26-11-2024)
|
NAV Change
-1.73644%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | |
Latest NAV
22.3892(26-11-2024)
|
Previous NAV
22.3892(26-11-2024)
|
NAV Change
-1.4781%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
Latest NAV
29.3368(26-11-2024)
|
Previous NAV
29.3368(26-11-2024)
|
NAV Change
-1.53685%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest | ||
Latest NAV
29.3368(26-11-2024)
|
Previous NAV
29.3368(26-11-2024)
|
NAV Change
-1.53685%
|
52- Week High NAV
-
|
52- Week Low NAV
-
|
Invest |
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Invested Amt.
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- Invested Amount
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- Invested Amount ₹43,855
- Interest Earned ₹6,145
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Benefits of SIP in Gold Funds
The gold funds provide investment into a broader market. Here are some merits of investing in gold funds or gold ETFs:
- High Liquidity: It means you can easily buy and sell these funds in comparison to real gold. This flexibility to redeem investments works as an emergency fund in the hour of need. You can easily sell your units of gold funds directly through the AMC of your scheme.
- Safe Investment: These funds are protected by the SEBI (Securities and Exchange Board of India). It makes them the most trusted and safest investment option in mutual funds.
- Cost-efficient: Gold funds have cheaper transaction and maintenance costs. If you regularly do SIP in gold Mutual Funds, you invest Rs.500, which is more affordable than the actual gold. This makes them pocket-friendly and increases total returns on your gold investments.
- Convenient to Manage: Unlike physical gold, which needs storage space and security, gold funds are secured digitally through a Demat account. Their simple and affordable nature makes gold ETFs the best alternative to regular equity funds.
List of 3 Best Gold Mutual Funds
Let’s have a closer look at the best gold funds to start your SIP:
- SBI Gold Fund: After being launched on 30th September 2011, SBI Gold Fund is amongst the oldest schemes in the domestic category. It holds an impressive AUM (Asset Under Management) at Rs.2, 025 Crores as of 30 August 2024. In addition, the minimum amount to start a SIP in it is Rs.5000.
- HDFC Gold Fund: This scheme was introduced on 5th November 2011, with an outstanding AUM of Rs.2290 Crores. Moreover, you can add HDFC Gold Fund to your portfolio with a SIP at just Rs.100. It would be a smart choice as it has given a 31.45% annualized return in 1 year. This makes it an affordable and valuable addition to a stable investment portfolio.
- ICICI Prudential Gold Savings FOF: The ICICI Prudential Gold Savings FOF invests in Gold ETFs and gold-related assets. Being launched on 1st October 2011, it offers SIP investments at just Rs.100. This affordability makes it accessible to a wide range of investors.
Use a simple gold SIP Calculator tool and get your estimated returns at your fingertips.
How to Invest in Gold Funds via MySIPonline?
The following is a step-by-step guide to investing in the best gold mutual funds:
- Step 1: Open a free account at MySIPonline and complete your KYC (Know Your Customer) process.
- Step 2: Step up your SIP to auto-debit for regular deductions.
- Step 3: Pick a Gold fund that fits your goals or ask our financial expert for suggestions.
- Step 4: Add the chosen fund to your cart, select the SIP date and complete payment.
- Step 5: Track your fund’s performance and review transaction details via your personalized dashboard.
Investing in mutual funds via SIP is simple, with fast KYC and attentive, user-friendly solutions.
What is the Disadvantage of Gold Mutual Funds?
Here are some limitations to know before investing in gold funds:
Gold Funds Vs Gold ETF: The expense ratio of gold ETFs is lower making it easy to buy and sell as compared to gold funds. Investing in gold funds is similar to buying gold itself.
Market Risk: Your returns are affected by the changing prices of gold. For example, a change in the US dollar value influences the gold price, thereby affecting the returns of gold mutual funds.
Low Returns than Equity Funds: Gold funds give lower returns than equity funds. As these are volatile in nature, there are better chances to make higher returns from other Mutual Funds.
To sum up, gold mutual funds offer a safe and secure way towards a diverse portfolio.
Frequently Asked Questions
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