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Long Duration Mutual Funds

Find here some best Long Duration fund to invest

  • Annual Returns 6.51%
  • Average Risk Low
  • Total Funds 12

What is Long Duration Mutual Fund?

Debt Mutual Funds- Empowered to Assure Financial Stability

The investments in debt mutual funds are for those who want to achieve financial stability with consistent returns on their investments. By investing the money in the mix of debt, fixed income, treasury bills, government securities, corporate bonds, money market instruments and various other debt securities of different time horizons, these funds tend to provide fixed income to the investors.

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Top Performing Long Duration Funds in India for High Returns

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  • Historic Returns
  • Investment Returns
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  • Point to Point Return

Data in this table : Get historical returns. If 1Y column is 10% that means, fund has given 10% returns in last 1 year.

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Fund Name AUM (Cr.) Fund Age 1W 1M 3M 6M YTD 1Y 2Y 3Y 5Y 10Y
1165.23 26 years 0.75% 2.46% 3.33% 4.51% 3.19% 9.83% 9.22% 7.32% 5.69% 7.33% Invest
9486.84 6 years 0.76% 2.29% 3.2% 3.57% 3.01% 9.56% 9.52% 8.1% 6.29% - Invest
179.11 1 years 0.73% 3.03% 3.25% 3.34% 3.11% 9.45% - - - - Invest
154.7 2 years 0.75% 2.63% 2.93% 3.41% 2.81% 9.31% 9.32% - - - Invest
528.62 2 years 0.69% 2.98% 3.07% 2.99% 2.93% 9.21% 9.29% - - - Invest
209.11 1 years 0.79% 3.13% 2.85% 2.63% 3.07% 9.18% - - - - Invest
5752.45 2 years 0.73% 3.01% 3.16% 3.09% 3% 9.14% 9.67% - - - Invest
2884.82 2 years 0.7% 2.84% 3.14% 3.06% 2.95% 9.05% 9.65% - - - Invest
2884.82 2 years 0.7% 2.84% 3.14% 3.06% 2.95% 9.05% 9.65% - - - Invest
484.01 24 years 0.53% 1.93% 2.16% 2.58% 2.26% 7.36% 7.17% 5.32% 5.16% 6.48% Invest
37.69 3 months 0.68% 2.89% 3.08% - 2.96% - - - - - Invest
29.33 3 months 0.8% 2.28% 3.18% - 3.05% - - - - - Invest
Fund Name AUM (Cr.) Risk 1W 1M 3M 6M YTD 1Y 2Y 3Y 5Y 10Y
Fund Name Mar-2025 Mar-2025 Feb-2025 Jan-2025 Dec-2024 Nov-2024 Oct-2024 Sep-2024 Aug-2024 Jul-2024 Jun-2024 May-2024
Fund Name 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2
Fund Name 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
Fund Name AUM (Cr.) Risk 1W 1M 3M 6M YTD 1Y 2Y 3Y 5Y 10Y
Fund Name AUM (Cr.) Initial NAV Final NAV NAV Change Absolute Ret. Annalized Ret.
Fund Name AUM (Cr.) Risk 6M 1Y 2Y 3Y 5Y 10Y From Launch
1165.23 Moderate
3.36%
10.77%
9.93%
9.24%
6.91%
7.06%
7.89%
Invest
9486.84 Moderate
3.12%
10.05%
10%
9.73%
7.61%
-
7.76%
Invest
179.11 Moderate
3.16%
9.87%
-
-
-
-
9.8%
Invest
154.7 Moderate
2.9%
9.74%
9.53%
-
-
-
9.33%
Invest
528.62 Moderate
2.94%
9.42%
9.82%
-
-
-
9.71%
Invest
209.11 Moderate
3.01%
9.58%
-
-
-
-
9.5%
Invest
5752.45 Moderate
3.01%
9.66%
10.01%
-
-
-
9.96%
Invest
2884.82 Moderately High
2.96%
9.52%
9.9%
-
-
-
9.86%
Invest
2884.82 Moderately High
2.96%
9.52%
9.9%
-
-
-
9.86%
Invest
484.01 Moderate
2.32%
7.6%
7.53%
7.15%
5.54%
6.16%
7.25%
Invest
37.69 Moderate
-
-
-
-
-
-
12.75%
Invest
29.33 Moderate
-
-
-
-
-
-
12.91%
Invest
Fund Name Min SIP Min Lumpsum Expense Ratio Fund Manager Launch Date
₹1000
₹5000
0.97%
Manish Banthia
09-Jul 1998
Invest
₹100
₹5000
0.61%
Pranay Sinha
06-Jul 2018
Invest
₹100
₹100
0.62%
Abhishek Bisen
06-Mar 2024
Invest
₹100
₹100
1.09%
Bhupesh Bameta
08-Aug 2022
Invest
₹1000
₹5000
0.76%
Devang Shah
27-Dec 2022
Invest
₹100
₹1000
0.67%
Gautam Kaul
20-Mar 2024
Invest
₹100
₹100
0.65%
Shobhit Mehrotra
20-Jan 2023
Invest
₹500
₹5000
0.67%
Tejas Soman
21-Dec 2022
Invest
₹500
₹5000
0.67%
Tejas Soman
21-Dec 2022
Invest
₹100
₹1000
1.98%
Suyash Choudhary
14-Jul 2000
Invest
₹5000
₹5000
0.74%
Kruti Chheta
06-Dec 2024
Invest
₹5000
₹5000
0.89%
Chandni Gupta
13-Dec 2024
Invest
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  • Invested Amount ₹43,855
  • Interest Earned ₹6,145

Long Term Debt Funds ensures income for longer period to the investors

Debt mutual funds have been introduced with a view of providing secured investment options to the investors. Debt funds are the funds which invest in various bonds and securities of corporate as well as government agencies. The Debt mutual funds are further sub-divided into two categories namely, long term debt mutual funds and short term debt funds. We would in this section discuss long term debt funds.

The long term debt mutual funds are a type of debt funds in which investment is made with a long term perspective ranging from 3-5 years. The long term debt funds are known to provide a regular income to the investors over an extended period of time as compared to short term debt funds. The long term debt funds invest in money market instruments like Treasury bills, CDs (Certificates of Deposits), etc. for a period which is greater than one year. Thus, the investors intending to invest in secured schemes for a longer period should invest in for best long term Debt funds in India. The online debt mutual funds schemes facilitates the investors to have secured investment and at the same time enjoy the income for a prolonged period. The rate of interest changes according to the market fluctuations. 

Who Should Invest in Long Term Debt Mutual Funds?

As of now, you must have understood why investing online in the debt long term fund schemes is beneficial for you. Now, it is a must to evaluate whether it suits your requirements or not. If you have the desire of attaining financial stability in the long run without bearing high risk on your capital, then the debt mutual funds are highly suitable. The long term debt funds investments provide the benefit of gaining regular income in the form of interest from different long term debt instruments in the market. Although there are various risk factors involved in these schemes, one easily gains higher returns due to the longer investment tenure. You can associate your financial stability goals with the long term debt funds to successfully attain them.

Long Term Debt Mutual Funds Have Following Features

The underlying points describe the Debt long term mutual Funds more significantly:

  1. Long term prospects: As the name suggests the long term Debt Funds aim for providing credit facilities to the corporate players and the government. Debt long term Funds are beneficial from the viewpoint of both organization and investors. From the investors side, the long term Debt Funds provide secure investments and steady fixed returns over a long period of time. Online Long term debt funds scheme attracts those clients who have a long term perspective of investment and cherish security factor as their top priority.
  2. Reduced risk-factor: As the investment through long term Debt Funds is made in the money market instruments your investment is safe. Even with the fluctuating rate of interest, the long term Debt mutual funds are the most secure form of investment. The investment is not made in equity, and so the chances of getting affected by market shocks are negligible. Thus, the client can be relieved from the tautness of the sudden fluctuations.
  3. Liquid in nature: The long term Debt Funds become liquid funds after the period of one year. This means you can withdraw the money invested after the stipulated time of one year. Though, one year is not a lock -in period because these are debt mutual funds. If you withdraw your money before one year you will not be able to get the estimated returns on the funds. But the Debt long term Funds are as good as cash in hand and can be converted into cash in hand as and when required.
  4. Tax-efficient: In comparison to the other investing strategies like FDs, RDs, etc. the long term debt funds proves to be more tax-efficient. For example, the interest you get on the bank savings is levied as per your Income Tax slab. But, the capital-gains (redemption of long term Debt ) after one year is 10% without indexation and 20% with indexation which is much lower than what you have to pay for the interest on bank savings.

Keeping in mind the above-mentioned points and also consulting our expert team you can enjoy the investment in Debt long term funds either through SIP or lumpsum depending on your investment strategies. The top performing funds only are included in our list. Our R&D team toils in rigorous efforts to maintain the efficiency and effectiveness of the site and helps you to engage money in long term debt funds online investment.

Frequently Asked Questions

Who should invest in Long Duration Mutual Funds?
Long Duration funds are suitable for the investors who can digest high risk in search for higher returns. Moreover, these funds are not suitable for the investors who are stepping in the finance market with a short term investment perspective as they might end up delivering negative returns.
What is the minimum investment required for investing in Long Duration funds?
The minimum investment depends from one scheme to another. In general, for lumpsum investment the minimum investment can range from Rs. 500 to Rs. 5000. Whereas, in case of SIP, the range may vary between Rs. 500 to Rs. 1000. For authentic information, never forget to check the scheme related documents.
What is the investment philosophy followed by Long Duration companies?
The fund manager of Long Duration fund targets the best small sized companies having the potential to generate excellent gains in the future. Such companies do not have much resources as the large cap or mid cap companies but have high potential to outperform many big companies.
Why to invest in Long Duration funds?
Long Duration funds have more tendency of providing exceptional returns than the other categories of funds. Moreover, they can also be a suitable option for providing diversification to your portfolio.
How risky are Long Duration funds?
Long Duration funds are one of the riskiest mutual funds. But at the same time rewards are also high. Therefore, an investor who is willing to expose his corpus towards risk for fetching higher returns should invest in Long Duration funds.
Are Long Duration Funds for long term investment?
Yes, Long Duration funds are a suitable choice for generating long term capital appreciation. Moreover, in short term these funds can cause double digit losses to the investors. Thus, always maintain a long term investment perspective while investing in Long Duration mutual funds.
What is the benchmark of Long Duration Fund?
Benchmark is a standard with which a mutual fund competes in terms of growth & performance. Different Long Duration funds have different benchmark. Thus, read the mutual fund document carefully to know the benchmark.
What are the taxes applied on Long Duration Mutual Funds?
Long Duration funds are eligible for two types of taxes- STCG (Short Term Capital Gain) and LTCG (Long Term Capital Gain). STCG is the capital gain generated on the units which are hold for up to 1 year. The STCG tax imposed by the Government of India is 15%. LTCG is the profit generated on the units which are hold for more than one years. The LTCG levied is 10% for the profit above Rs. 1 Lakh.

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