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Retirement Funds Mutual Funds

Find here some best Retirement Funds fund to invest

  • Annual Returns 12.76%
  • Average Risk Medium
  • Total Funds 25

What is Retirement Funds Mutual Fund?

Retirement Mutual Funds are the open-ended schemes that are retirement solution oriented and have a lock-in period of five years or till one reaches the age of retirement, whichever is earlier. People looking for retirement saving options to invest in, may add these funds to their portfolio. The risk involved in these schemes may vary from low to high depending upon the scheme and the time left in retirement. You may select the right scheme for your portfolio considering your investment needs.

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Top Performing Retirement Funds in India for High Returns

AMC List

  • Kotak
  • Aditya Birla Sun Life
  • ICICI
  • Tata
  • HDFC
  • SBI
  • UTI
  • Nippon
  • Sundaram
  • Canara
  • Invesco
  • Axis
  • Baroda BNP Paribas
  • DSP
  • EDELWEISS
  • Franklin
  • HSBC
  • LIC
  • Mirae Asset
  • Motilal Oswal
  • Mahindra
  • PGIM
  • WOC
  • Bandhan
  • 360 One
  • Bajaj Finserv
  • Quant
  • Parag Parikh
  • ITI

Minimum SIP Amt.

  • ₹100 - ₹500
  • ₹500 - ₹1000
  • ₹1000 - ₹5000

Fund Option

  • Growth
  • Dividend
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Snapshot

Returns

Risk

Information

NAV Details

Compare Funds

Lumpsum 3Y P.a 21.52%
SIP 3Y P.a. 30.92%
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Lumpsum 3Y P.a 11.83%
SIP 3Y P.a. 22.36%
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Lumpsum 3Y P.a 17.81%
SIP 3Y P.a. 26.29%
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Lumpsum 3Y P.a 15.68%
SIP 3Y P.a. 25.12%
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Lumpsum 3Y P.a 17.84%
SIP 3Y P.a. 27.11%
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Lumpsum 3Y P.a 10.21%
SIP 3Y P.a. 19.74%
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Lumpsum 3Y P.a 14.45%
SIP 3Y P.a. 22.29%
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Lumpsum 3Y P.a 19.74%
SIP 3Y P.a. 25.64%
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Lumpsum 3Y P.a 13.23%
SIP 3Y P.a. 21.51%
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Lumpsum 3Y P.a 12.05%
SIP 3Y P.a. 18.41%
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Short Term

Long Term

SIP

Rolling Term

1 Week -4.89%
1 Month 2.82%
3 Months -4.47%
6 Months -0.1%
1 Year 26.01%
Invest
1 Week -3.12%
1 Month 2.46%
3 Months -3.36%
6 Months 6.77%
1 Year 25.95%
Invest
1 Week -3.92%
1 Month 2.32%
3 Months -4.22%
6 Months -0.33%
1 Year 23.46%
Invest
1 Week -2.53%
1 Month 4.94%
3 Months -2.83%
6 Months 6.88%
1 Year 23.15%
Invest
1 Week -3.94%
1 Month 2.65%
3 Months -4.91%
6 Months 4.12%
1 Year 22.37%
Invest
1 Week -3.59%
1 Month 1.24%
3 Months -4.47%
6 Months 3.81%
1 Year 20.69%
Invest
1 Week -2.2%
1 Month 4.04%
3 Months -2.09%
6 Months 6.69%
1 Year 20.42%
Invest
1 Week -3.58%
1 Month 1.15%
3 Months -5.56%
6 Months 1.99%
1 Year 19.39%
Invest
1 Week -3.78%
1 Month 2.13%
3 Months -5.21%
6 Months 3.88%
1 Year 19.16%
Invest
1 Week -1.18%
1 Month 3.77%
3 Months -1.3%
6 Months 6.25%
1 Year 17.87%
Invest
2 Years 29.18%
3 Years 21.52%
5 Years 23.2%
Annual Rt 22.6%
Invest
2 Years 21.11%
3 Years 11.83%
5 Years -
Annual Rt 15.77%
Invest
2 Years 25.04%
3 Years 17.81%
5 Years 18.05%
Annual Rt 18.08%
Invest
2 Years 24.65%
3 Years 15.68%
5 Years 16.25%
Annual Rt 15.92%
Invest
2 Years 24.68%
3 Years 17.84%
5 Years 16.46%
Annual Rt 12.05%
Invest
2 Years 18.67%
3 Years 10.21%
5 Years -
Annual Rt 14.04%
Invest
2 Years 21.73%
3 Years 14.45%
5 Years 15.24%
Annual Rt 15.58%
Invest
2 Years 24.22%
3 Years 19.74%
5 Years 23.43%
Annual Rt 21.16%
Invest
2 Years 18.99%
3 Years 13.23%
5 Years 12.96%
Annual Rt 13.11%
Invest
2 Years 17.49%
3 Years 12.05%
5 Years 11.98%
Annual Rt 11.46%
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Min SIP ₹500
Min Lumpsum ₹5000
Expense Ratio 2.15%
Fund Manager Lalit Kumar
Launch Date 27-Feb 2019
Invest
Min SIP ₹1000
Min Lumpsum ₹5000
Expense Ratio 2.41%
Fund Manager Devang Shah
Launch Date 20-Dec 2019
Invest
Min SIP ₹500
Min Lumpsum ₹5000
Expense Ratio 2.27%
Fund Manager Lalit Kumar
Launch Date 27-Feb 2019
Invest
Min SIP ₹150
Min Lumpsum ₹5000
Expense Ratio 2%
Fund Manager Murthy Nagarajan
Launch Date 01-Nov 2011
Invest
Min SIP ₹500
Min Lumpsum ₹500
Expense Ratio 1.92%
Fund Manager Pranay Sinha
Launch Date 11-Feb 2015
Invest
Min SIP ₹1000
Min Lumpsum ₹5000
Expense Ratio 2.19%
Fund Manager Devang Shah
Launch Date 20-Dec 2019
Invest
Min SIP ₹150
Min Lumpsum ₹5000
Expense Ratio 2%
Fund Manager Murthy Nagarajan
Launch Date 01-Nov 2011
Invest
Min SIP ₹100
Min Lumpsum ₹100
Expense Ratio 1.78%
Fund Manager Shobhit Mehrotra
Launch Date 26-Feb 2016
Invest
Min SIP ₹1000
Min Lumpsum ₹1000
Expense Ratio 2.41%
Fund Manager Dhaval Shah
Launch Date 11-Mar 2019
Invest
Min SIP ₹1000
Min Lumpsum ₹1000
Expense Ratio 2.38%
Fund Manager Dhaval Shah
Launch Date 11-Mar 2019
Invest
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Comparison of Top Retirement Funds Funds

Retirement Funds Funds Return Calculator

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  • Invested Amount
  • Estimated Returns

  • Invested Amount ₹43,855
  • Interest Earned ₹6,145

Frequently Asked Questions

Who should invest in Retirement Funds Mutual Funds?
Retirement Funds funds are suitable for the investors who can digest high risk in search for higher returns. Moreover, these funds are not suitable for the investors who are stepping in the finance market with a short term investment perspective as they might end up delivering negative returns.
What is the minimum investment required for investing in Retirement Funds funds?
The minimum investment depends from one scheme to another. In general, for lumpsum investment the minimum investment can range from Rs. 500 to Rs. 5000. Whereas, in case of SIP, the range may vary between Rs. 500 to Rs. 1000. For authentic information, never forget to check the scheme related documents.
What is the investment philosophy followed by Retirement Funds companies?
The fund manager of Retirement Funds fund targets the best small sized companies having the potential to generate excellent gains in the future. Such companies do not have much resources as the large cap or mid cap companies but have high potential to outperform many big companies.
Why to invest in Retirement Funds funds?
Retirement Funds funds have more tendency of providing exceptional returns than the other categories of funds. Moreover, they can also be a suitable option for providing diversification to your portfolio.
How risky are Retirement Funds funds?
Retirement Funds funds are one of the riskiest mutual funds. But at the same time rewards are also high. Therefore, an investor who is willing to expose his corpus towards risk for fetching higher returns should invest in Retirement Funds funds.
Are Retirement Funds Funds for long term investment?
Yes, Retirement Funds funds are a suitable choice for generating long term capital appreciation. Moreover, in short term these funds can cause double digit losses to the investors. Thus, always maintain a long term investment perspective while investing in Retirement Funds mutual funds.
What is the benchmark of Retirement Funds Fund?
Benchmark is a standard with which a mutual fund competes in terms of growth & performance. Different Retirement Funds funds have different benchmark. Thus, read the mutual fund document carefully to know the benchmark.
What are the taxes applied on Retirement Funds Mutual Funds?
Retirement Funds funds are eligible for two types of taxes- STCG (Short Term Capital Gain) and LTCG (Long Term Capital Gain). STCG is the capital gain generated on the units which are hold for up to 1 year. The STCG tax imposed by the Government of India is 15%. LTCG is the profit generated on the units which are hold for more than one years. The LTCG levied is 10% for the profit above Rs. 1 Lakh.

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